$170 Not Enough? Enrich Yourself with a NY Disability Benefit Plan Offered by The D.B.L Center Ltd

MELVILLE, N.Y. - April 29, 2013 - PRLog -- Did you know that New York State Statutory Disability Insurance
is a legal requirement? It covers employees up to a twenty-six
week duration, with a one week waiting period and maximum
benefit amount of $170 which still remains at the 1989 benchmark.
Within the past six months, several major insurance companies
have exited the statutory and group disability marketplace, resulting
in brokers turning to The D.B.L. Center for answers to
their questions and assistance in transitioning their blocks of
business ensuring their clients do not have a gap in coverage
and are not in violation of New York & New Jersey State Law.
Most are unaware of the instrumental training and back-office
support The D.B.L. Center Ltd provides which helps brokers fine
tune their business’s especially during these trying times post
Hurricane Sandy and during Healthcare Reform. We start by
generating significant savings on your clients’ state-mandated
insurance in New York and New Jersey then apply those extra
premium dollars to other product lines such as Group Life, Long
Term Disability, Dental and Vision. Our mission is to help every
one of our clients grow their business and maintain the competitive
edge over direct competitors.
The D.B.L. Center LTD. writes our brokers names and code
numbers on every application and have our insurance companies
pay commission directly to you. This guarantees that you,
the broker, own your business and gives you full disclosure to
access your accounts at any giving time.
In today’s challenging economy, employees affected by a disability
usually find it difficult to make ends meet, especially with
the New York state-mandated benefit of 50 percent to $170.
Therefore, The D.B.L. Center Ltd. has come together with specific
carriers to offer brokers a wider variety of choice through
an Enriched NY DBL Plan for NY based employees.
Best of all, no underwriting is required for companies with less
than 50 employees. For companies with more than 50 employees,
all that is required is a census with the number of male and
female employees and salary information, along with the name
and address of the employer.
These enriched programs allow employers to have the option of
offering their employees a benefit that provides more income if
they incur a short-term disability. Employers can elect to cover
their employees for up to 52 weeks, versus the standard 26
weeks, and provide a 50 or 60 percent benefit replacement with
maximums of $200 to $850 weekly.
These New York State Short Term enriched plans also offer the
following types of coverage:
• The addition of In-Hospital Coverage
• Discounts when cross-sold with ancillary products (Life, Ltd,Dental)
This added value is an extremely affordable way for an employer
to capitalize on an existing product that is required by law and
an incentive for a broker to recapture commission they lost as a
result of regulatory guidelines that have changed the industry
and forces outside of our control impacted by mother nature.
To learn more about the Enriched NY DBL Plan for NY based
employees or have questions regarding the replacement of inforced
accounts that may still be with an insurance carrier that has exited the New York or New Jersey Insurance marketplace please call us at 877-325-2777 or you may also visit our website www.InsuranceWholesaler.net  where you can download an
enriched disability brochure or click one of our links to obtain a
quote for Disability Insurance coverage.     $170 not enough?
The D.B.L. Center Ltd., Your Personal Insurance Concierge offers more disability benefit choices for You. See our Advertorial in this month's Insurance Advocate.