Feb. 27, 2013
-- Since 2008 the amount of whiplash claims made to insurance companies has increased hugely. With a growing number of people claiming, it is difficult to know whether the claims are genuine. As a result of personal injury claims rising, motorists insurance has also increased, adding an estimated £118 to every drivers insurance. Therefore, action is being taken to target any rogue personal injury claimants.
Whiplash occurs when the neck is jolted forward, causing pain in the neck and spine. This can be a very debilitating illness. While nothing can really be done about the problem, whiplash can stop a person from going about their daily routine. With harsher regulations on claims it could mean those who are genuinely suffering from whiplash may not get the compensation the deserve.
Insurance companies are fighting for new regulations. Research carried out in December showed that out of 2,000 people questioned, 383 had made a personal injury claim. It has been estimated that £60 a year could be saved for motorists if insurance companies handle the claims directly. This would greatly benefit young drivers, as they are the ones most affected by increased insurance prices. However, while this would be great for motorists it doesn’t help the sufferers of whiplash.
The insurance company, AVIVA has stated new regulations should come into place, making the sufferer go to the ‘at fault’ insurer first. However, there has been opposition to this as it could put the sufferer in a terrible position. The conflict of interest between the two parties would make the injured party extremely vulnerable.
It is a difficult situation and there doesn’t seem to be a mutually beneficial solution as of yet. The main priority is for the injured party to be treated and get what they deserve as quickly and easily as possible, while also keeping motorist’s costs as low as possible.
Walker Prestons are a solicitors firm based in Blackburn and are focused on getting their clients the compensation they deserve for any injury they may have received. The no win no fee firm takes the risk and fear out of making a claim.
For more info visit: http://www.walkerprestons.co.uk/