Financial Advisor Matt Golab Offers Three Rules for a Prosperous Retirement
Financial Advisor Matt Golab and Matt Dicken discuss the Three Rules for a Prosperous Retirement on the hit show Income Forever on Sacramento Station 92.1 Khits.
"I've helped educate hundreds of consumers," remarked Matt. "I often find the quote basic fundamentals of building a financial plan do not work for retirement preservation or retirement income portfolios. In fact, I often find the principals put out by so called experts are actually damaging to retirees."
"I have found the best principals for building a retirement portfolio that both preserves the account and provides a stable source of income can be summed up in the three simple rules," stated Golab.
Matt Golab discusses Three Rules for a Prosperous Retirement with Matt Dicken, founder of Strategic Wealth Advisors on the hit show Income Forever:
• Rule #1 Safety Comes First
Safety is given very little thought in mainstream financial advice, however it's application can greatly improve the value of a portfolio. How you might ask. We're told that growth and risk can make all the difference in the world, however so many have seen in the last ten years that one or two dramatic losses can eliminate all the effort. If you want to have a prosperous retirement than you can't break the number one rule of safety comes first.
• Rule #2 Get a Reasonable Return
Greed is the downfall of so many portfolios. Unfortunately so many consumers don't realize the amount they're paying in fees and that there are hidden fees eating up their returns. What consumers don't realize is their mutual funds are selling the stocks and bonds that make up their mutual fund at a commission and buy the replacements at a commission. These hidden turnovers are hard to track and are hard to track and have added up to millions and millions that mutual funds pay out in commissions.
• Rule #3 Keep it Simple
Most consumers don't spend six or more hours in the market and the newest investment strategies every day. But advisors do, well the right ones do and that can lead consumers to buy into confusing language and complex sounding strategies that just disappoint. A competent advisor should be able to explain their planning in simple to understand language that is accurate and makes sense, not just "trust me". Our clients follow these three rules down the path to a prosperous retirement.
Matt is an authority on creating innovative tax and investment solutions to help his clients succeed in their retirement years. The strategies Matt Golab has established and passed on through successful financial planning with hundreds of clients over the years has launched him into the national spotlight. He is often featured in Senior Market Advisor Magazine, a publication which attracts the top financial planners in the country. Matt has been featured in newspapers around the country passing on the principals for a successful retirement. Golab is often asked by national websites that focus on the education of consumers to present his knowledge on the areas of retirement and retirement income plans. Matt has been featured in Life Health Pro, The Inteligencer, Newsweek, TheSmartRetiree, Burlington County Times and soon will be appearing nationwide on ABC, CBS, Fox, and NBC.
Golab is the Author of The Consumer's Guide to Planning Your Retirement: Your Guide to Mental Peace and Financial Well Being. Matt has also been recruited to write a chapter in Tom Hopkins upcoming book, Victory scheduled to be released later this year. Matt also received the Editors Choice Award for his contribution to Victory, not every contributor is selected for this high honor. Matt Golab continues to expand the geographic reach of his audience and desires to bring his expertise to a nationwide television audience. Matt emphatically states his mission, “I want to change the way Americans view their retirement. They can succeed (stay retired) regardless of what happens in the market". Contact information for Matt is available at his website,