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Dec. 28, 2012 - PRLog -- So you have decided to apply for a business credit card and do not know exactly which one you want and why you should want it. Don’t worry. Thousands of small business owners face the same dilemma every year. The credit card issuers’ messages are strong, the perks seem too good to be true, and you almost feel like you have missed out on one of life’s best kept secrets. There are simple ways to determine which offer is the best for you and your circumstances.

First, be honest with yourself. Would you consider your company to be a small or medium-sized business, or are you more in the corporate realm? Corporations and very large businesses generally opt for a Corporate Credit Card. Most of the time the corporate cards have no interest rates because the balance is always paid in full each month. Plus, most issuers charge a monthly or yearly membership/service fee. If you are a small or medium-sized company, you want to apply for a Business Credit Card.

The advantages of a Business Credit Card are many. Because the Federal credit card rules are more relaxed for the business customer, card issuers are very promotional in trying to claim your spending volume. The rewards can be many and varied.

• FREE Only Bill Pay

• FREE Direct Deposit

• FREE Credit Builder

• No Minimum Balance

• No Overdraft Fees

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Tags:Account Now, Prepaid Visa, Debit Card
Industry:Banking, Deals
Location:United States
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