1 Hour Personal Loans With Bad Credit

If you have bad credit and you need a personal loan today, your best offer is to apply for a payday loan. You would receive your cash in 24 hours without a credit check.
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Nov. 28, 2012 - PRLog -- Generally speaking, personal loans are not easy to get if you have no credit or bad credit. If you have poor credit, it would be a complete waste of time for you to apply for a personal loan at your local bank or credit union. This article will go into some of the alternatives available for individuals that have no credit, poor credit or have recently filed for bankruptcy.


No Credit Check Personal Loans

Lenders offer a number of new personal loan programs that were designed for individuals that have poor credit and needed to receive their loan as soon as possible. If you need cash as soon as possible, your best alternative would be a no credit check loan which is also called the payday loan.

Payday Loans

You can get a payday loan with no credit check in about 24 hours. Most lenders offer a secure online application that is processed in minutes. You can get approved in just a few minutes, 24 hours a day. Next the lenders would deposit your loan amount directly into your bank account the following day.

With no credit checks, there a few requirements you will have to meet to receive a payday loan. Generally speaking, most lenders require that you must be 18 years of age, earn at least $800 per month and have a checking or saving account that is in good standings with your bank.

Due to having no credit or bad credit, most lenders will only offer loans up to $1,500. Plus you will have to start paying the loan back on your next payday.

Payday Loans is your best option when you need to receive cash as soon as possible. If you are looking to get more money, you may need to get a co-signer.


Unsecured Personal Loans With Co-signers

If you need a larger amount of cash, one option would be to get a co-signer. With a co-signer, you could get a much larger loan with monthly payments. The loan would more than likely get approved as long as your co-signer has good credit.

If for some reason, you fall behind on your monthly payments, the co-signer would have to make up the payments or the negative information would go on his or her credit report.

Secured Personal Loans

With secured personal loans, a individual would put up their home or car to get approved for a loan. If the individual were to stop making their payments, the lender would put a lien on their home or car.


Payday Loans is the only option that offers cash in 24 hours with no credit checks. The best way to get started is to go to one of the many online payday loan companies and complete their application.
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