Mulvey Law Offices Secures $100,000 Settlement in Car Accident Case

Aug. 27, 2012 - PRLog -- Earlier this month Mulvey Law Offices received a $100,000 settlement on behalf of a client that sustained injuries in an auto accident. On October 8, 2011, in Raymond, New Hampshire, their client was driving down Nottingham Road when another vehicle approached the intersection at Nottingham Road and Ham Road. The other driver failed to stop at the stop sign and entered the intersection and causing the collision. The at-fault driver told the investigating officer that she never saw the stop sign.

Following the accident, an ambulance responded to the scene where the EMT personnel treated their client and transported him to Eliot Hospital. While at the hospital, the firm’s client complained of pain in his head, neck, back and in his left arm. After tests were administered, it was revealed that the victim had sustained a fractured cervical vertebra at C-7 during the accident.

Over the next four weeks, their client was forced to wear a hard cervical collar in order to keep his neck immobilized so the fracture could heal. In November at a follow up visit, he was told by his doctor that he could switch to a soft collar, which he wore on a continuous basis until January, approximately three months after the accident, when he was told that he could begin to limit the use of the soft collar.

Although the patient’s neck pain significantly improved over the next few months, the pain and numbness in his left arm and hand had not diminished. His left hand is constantly numb which significantly affects his ability to perform fine motor tasks. Their client was told that his condition was likely to be permanent because the risk of surgery to repair the nerve did not outweigh the potential benefits.

The defendant’s insurance company accepted liability for the accident and they agreed that their insured was negligent for failing to stop at the stop sign. However, the defendant’s insurance policy had a maximum policy limit of $50,000. After a series of negotiations, Mulvey Law was able to convince the insurance carrier to pay the full $50,000 without necessitating a lawsuit. Fortunately, their client’s insurance policy had higher limits at $100,000; therefore, taking into account that the $50,000 was not enough for their client, Mulvey filed an underinsured motorist claim against their client’s own insurance carrier for the difference between his policy limits and the limits carried by the at-fault driver.

Initially, their client’s insurance company argued that the claim wasn’t worth another $50,000. Mulvey Law pressed forward by filing a lawsuit against the underinsured carrier seeking the additional $50,000, and after being served papers and after a series of phone calls, Mulvey Law succeeded at securing $50,000 from the underinsured carrier, which ultimately gave their client a $100,000 recovery.

This successful outcome proves that it’s important to purchase insurance coverage with high insurance policy limits because there’s no telling what kind of coverage the other driver will have, and that it’s extremely important to have a skilled and experienced personal injury attorney handling your claim. Many people aren’t even aware that they can file an uninsured claim against their own insurance company if the coverage from the at-fault driver is too low. The legal team at Mulvey Law Offices has over 30 years of experience in personal injury law. They handle all types of personal injury claims in New Hampshire including car accidents, medical malpractice, workplace accidents, sexual abuse, wrongful death, and everything in between. To contact the firm, please call (888) 879-4109 or visit the firm online at http://www.NHAutoAccidentLaw.com.