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Great choice of Landlord and Tenant rental insurance products available at jml Insurance sites
The UK’s rental market is doing very well as many people have decided not to buy and rent instead. This is also very good news for buy to let investors, however tenants and landlords should both have full insurance cover
It is very important that a landlord has adequate rental insurance and in particular when there are possibilties of having to pursue tenants for arrear to take out legal expenses insurance and rental guarantee insurance. The building and contents likewise must have adequate cover and some insurance companies offer limited contents insurance when the property is offered unfurnished or part furnished.
What a lot of tenants do not realize is that the landlord’s insurance will not cover their own personal contents and they must take out their own insurance cover. Practically every tenant will have a computer and other expensive electrical equipment and everything needs to be covered including their clothes, books and bikes.
In a very short while there will be numerous new tenants taking up residence when they start university and college. Many students do not consider tenants insurance for their possessions, but it is essential. Some insurance companies even have “portable tenant policies” which means when they move, the insurance can be easily transferred.
In 2002 Letsure and HomeLet products were being advertised and shortly afterwards Endsleigh was added.
Today Landlords have the choice of HomeLet, Letsure, Endsleigh, Rentguard, Intasure, Devon Direct, Quotezone and Rentshield. Tenants can choose products from HomeLet, Letsure, Endsleigh, Rentguard and Rentshield. Most companies have a variety of payment options including monthly installments by direct debot and credit cards and annual payments.
More information can be found at www.jml-property-