Court Ruling Good News For Seniors
Although seniors in America, 65 and older already have guaranteed access to Medicare and Medicaid, the recent court ruling positively affects two areas of medical concern…drug prices and preventative health services.
The only potential downside is the individual mandate ruling for seniors under 65.
One of the largest benefits of healthcare reform is reducing the amount of money that drug plans under Medicare can charge, when individual coverage lapses. This “doughnut hole” causes great concern for seniors, especially if they are taking a regiment of highly expensive drugs on an ongoing basis. It is already estimated that since the program has come into effect, Medicare consumers have saved billions of dollars.
Secondly, it is estimated that more than l4 million Medicare uses have accessed at
least one preventative health service in the first five months of 2012. There is a substantial menu of preventive health services available to seniors who will now be able to continue to take advantage of. Catching medical issues early on cannot only be cost effective but less emotional and physically taxing.
Additionally, Obamacare has significantly reduced the cost of many medical products and procedures for this already financially strapped senior population.
With the current recession, and the drop in housing prices across the nation, seniors are nervous about making ends meet, and making hard choices, some between
eating properly or obtaining the medical care they may need.
For seniors under 65, who do not qualify for Medicare/Medicaid will be mandated to obtain individual insurance or be taxed in 2014. The good news is that insurance companies must sell policies to anyone who applies, and individuals cannot be turned down for pre-existing conditions. The unfortunate side to this is the question “at what cost?”
According to Clarice W. Dowdle, Founder and COO of Seniorcaregivingtoday.com, “this is a victory for the already financially strapped 40 plus million seniors across America. It is absolutely pathetic that our fathers and mothers have worked throughout their entire lives, served our country in the armed forces, and has not been adequately attended to in regards to their medical health. I am glad that the The Supreme Court has made the right decision, and proven that under the best circumstances government does work for the people”.
For more information go to seniorcaregivingtoday.com
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