You Can Stop & Avoid Foreclosure with a Real Estate Short Sale in Southeastern Michigan

June 9, 2012 - PRLog -- Yes! …The Southeastern Michigan short sale agent you select to represent you can make the difference between short sale success and foreclosure. Why? …Because most unsuccessful short sales in Macomb, Oakland and Southern St Clair County Michigan, are the result of poorly trained short sale / real estate agents who do not have the experience or the resources to complete the short sale process. Hiring a Southeastern Michigan short sale realtor is FREE  to the homeowner (your lender will pay this expense, and can be an essential asset to you in the negotiation and ultimate success of your short sale in Macomb, Oakland and Southern St Clair County, MI. Bank of America recently reported that only 15% of their initiated Short Sales ever close. My short sale success rate is almost 100%.
Top 10 Short Sales Benefits – Southeastern Michigan
Here’s our list of the top ten benefits of a real estate short sale in Southeastern Michigan. However, since every situation is unique, I encourage you to speak directly with a qualified and experienced real estate agent, like myself Rick Giese to discuss your particular circumstances and concerns.

•1. Short sales often prevent foreclosure in Macomb, Oakland and Southern St Clair Counties of Michigan.
We have experienced this first-hand. In most cases, mortgage lenders prefer a short sale over foreclosure because it limits their loss (compared to taking ownership of the property through legal foreclosure proceedings). In many cases, a lender will delay a pending foreclosure in order to ratify a pending short sale.

•2. Short sales can help prevent a deficiency judgment against you.

•3. Short sale representation is usually free for the property owner.
Your lender generally pays the real estate costs to sell the property and all expenses associated with a short sale. This means that nothing should hold you back from selecting a qualified and experienced short sale agent to work on your behalf.

•4. Short sales often minimize credit damage.
In comparison with a foreclosure which can take many years for financial recovery, a short sale is easier on most homeowners’ credit. Most short sales impact your credit score only about 80–100 points compared to the 250–350 points with a foreclosure.

•5. Short sales often quicken financial recovery. Compared to bankruptcy and foreclosure, financial recovery from a short sale is usually much faster. After a short sale, a homeowner can usually secure new mortgage financing within 2 years compared to 7 years with a foreclosure.

•6. Short sales often lead to tax savings.
The Mortgage Forgiveness Debt Relief Act of 2007 relieves Short Sale homeowners from having to pay taxes on the difference between their loan amount and the short sale price. If you qualify, there may be more favorable tax treatment on a short sale.

•7. Short sales often make renting easier. In comparison with a foreclosure, which usually requires you to disclose “foreclosed” on an application, renting an apartment or home is generally much easier after a short sale.

•8. Short sales allow you the dignity of staying in your home.
With a short sale, you can stay in your home until the property is sold rather than being forced-out by foreclosure. With a short sale, you can have a say to the closing date of your sale, which determines when you would need to leave.

•9. Short sales are sold “as is.” Therefore, the homeowner isn’t required to make any costly repairs to the property prior to a sale.

•10. Short sales often offer you a fresh start. We have seen this happen many times. When homeowners are released from the liability of a property and mortgage that they no longer want or can afford. They are now able to move forward with their lives at last.
If you want to learn more about real estate short sales? Or if you are facing foreclosure or think you are heading towards foreclosure in Macomb, Oakland or Southern St Clair County, Michigan  please call Southeastern Michigan’s Short Sale Advocate Rick Giese at 1-800-274-5656 or email rick@rickgiese.com for a FREE  Confidential MINUTE PHONE CONSULTATION. Rick Giese specializes in helping homeowners avoid foreclosure with short sales in Macomb, Oakland and Southern St Clair County, MI. Rick Giese has been a licensed Real Estate Agent for over 27 years in Southeastern Michigan. In addition, he has earned the following Short Sale & Real Estate Designations: Certified Distressed Property Expert (CDPE); He’s a member of the RE/MAX Platinum Club. And is a member of The National Realtors’ Association.

See Dr Mike's Success Story: http://youtu.be/7ZoOYH3DqS8



Visit My Loan Modification Website www.miloanmodhelpdesk.com/
Visit My Short Sale Website http://www.miforeclosurehelp.com/
Visit My Short Sale or Stay Calculator Site http://www.mishortorstay.com

Thanks for reading, Rick Giese.

Rick Giese is a real estate associate broker at RE/MAX Advisors.

Phone Toll Free: 1-800-274-5656. email: Rick@RickGiese.com

Rick Giese specializes in loan modification assistance and short sales in the Macomb , Oakland and southern St Clair County Areas of Michigan. Macomb Loan Modification Help, Macomb Short Sale Help. Oakland Short Sale Help Macomb and Oakland County MI our services are offering sellers another option besides pre-foreclosure foreclosure or bankruptcy that can affect their credit for years. We are currently offering our services in the Richmond, Shelby Township, Macomb Township, Chesterfield Township, New Baltimore, Clinton Township, Sterling Heights, Mount Clemens (Mt Clemens) Fraser, Harrison Township, Warren, Roseville, St Clair Shores areas of Macomb County Michigan Madison Heights, Troy, Clawson, Royal Oak, Rochester, Rochester Hills, Berkley, Birmingham areas of Oakland County

IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.