Tips from an insurance insider

May 8, 2012 - PRLog -- The Quarter Roll Financial Entertainment Magazine asked Jim Recht, an agent with Farmers Insurance Group, to list insider tips that can save money for people insurance shopping. Here are a just a few of the pointers.

Want to save money on your Auto Premiums? On newer vehicles, consider raising your deductibles on Comprehensive & Collision. Under $500 is old school. Try $750 or higher and watch those rates drop.

Consider the “Income Loss” option. It is relatively inexpensive, and if you are laid-up as a result of a car accident, it could be your only income source.

If your car is 12 years old (or older) consider dropping your collision coverage. You have to weigh the value of the car (if totaled) vs. what you are paying for the Comprehensive & Collision coverages.

Homeowners: Don’t forget Sewer and Drain coverage. Back-ups are usually not covered. This little add-on (usually $75 and up, per year depending on the amount of coverage) can save you a lot of headaches when the unexpected happens.

You can get the full story at this this link: http://www.thequarterroll.com/Blog/2012/May-2012/jim-rech...

About The Quarter Roll Financial Entertainment Magazine
Headquartered in the suburbs of Pittsburgh, The Quarter Roll Financial Entertainment Magazine is the only magazine that gives you financial entertainment. The mission of The Quarter Roll is to help readers get a quarter more for every dollar by providing personal finance tips, advice, and stories in an easy to understand and entertaining format. More information about The Quarter Roll can be found at www.TheQuarterRoll.com.