Finally, The Truth About Annuities!

April 27, 2012 - PRLog -- Raleigh, NC. – Financial Advisor Rick Parkes reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Parkes advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Rick Parkes, Co-Owner of Diversified Estate Services, LLC. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Parkes. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Rick Parkes can help, please visit www.desllc.org.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Rick Parkes:

Rick is co-owner of Diversified Estate Services, LLC and Retirement Investment Strategies a comprehensive financial advisory firm.  Diversified Estate Services, LLC and Retirement Investment Strategies is a firm that specializes in assisting individuals to gain clarity, balance and focus which empowers them with confidence. He teaches the powerful knowledge of retirement planning to attorneys, CPAs, and the general public.
Rick Parkes industry designations include Life Underwriter Training Council (LUTC) and Certified Retirement Financial Advisors (CRFA).  Rick is also a radio talk show host.
Rick's firm is a proud member of the Better Business Bureau with the highest rating A+, where he is pleased to instill customer confidence of nearly 1,000 consumer’s inquiries. Rick is also a member of the National Ethics Bureau, where he successfully passed the Ethics Check System™, a rigorous eight-point background check for criminal, civil, and business violations.