Financial Literacy for Youth month: Kidbudget goes beyond the piggy bank

Mother of seven promotes financial literacy month with a hands-on money management tool. Kidbudget is more than just a piggy bank, teaching kids 6-12 valuable money management skills.
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April 2, 2012 - PRLog -- April is Financial Literacy for Youth Month and a great time to reinforce or introduce America's youth to money management skills. This subject is so important, that Congress overwhelmingly passed a resolution designating April as Financial Literacy for Youth month. Because the subject is not usually taught in schools, this leaves the teaching to parents. For many parents, teaching financial literacy is a daunting task.

Kim Daley, parent of seven, has created a tool to help parents with this task, Kidbudget. Kidbudget is a money management system designed for children ages 6-12 years old. It is a hands-on, innovative, interactive money management tool based on the time tested envelope method. According to Daley, “Kidbudget goes well beyond the piggy bank. The system not only teaches kids critical money skills, but also includes all of the necessary tools to put those skills into practice.”

The tools included in the system are designed with kids in mind. The major component is a 76 page full-color workbook filled with games, activities, riddles, and much more. The workbook teaches life-long principles and money skills that set kids on the right foot for financial success. Some of the principles taught are the difference between needs and wants, how to set financial goals, the importance of giving, saving, and spending wisely. To take a peek inside the workbook, go to Just teaching the principles, however, is not enough. Daley believes that kids learn by doing and has included necessary components to facilitate the doing.

Four kid-friendly brightly colored pouches or “envelopes” encourage the doing. Kids learn to set aside money for saving, giving, and spending. One of the rules of the system is “You can't buy anything unless you have enough money in a pouch!” Kids are also taught to not borrow from one pouch to another. Other components are a reminder wristband and a durable zippered “vault” to store all of the components. The workbook, pouches, and money vault are part of the integrated money management system and can be used for many years to come.

The complete Kidbudget system retails for $29.99 and can be purchased by visiting the website at . To promote financial literacy for April, Kidbudget is offering the system at a 30% discount. Just enter the code “finlit” when checking out. The system can also be purchased on

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Kidbudget provides a hands-on, interactive financial management system for children 6-12. Helping parents raise money smart kids, the kidbudget money system is a hands on learning tool to help you teach kids about money and teach important money skills. Kidbudget uses games, riddles, jokes, and fun activities to teach kids about money concepts. The system contains several components to ensure kids learn by doing. These skills will last them a life-time.
Source:Kim Daley
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Tags:Financial Literacy Month, Financial Literacy For Kids, Money Management
Industry:Personal finance
Location:Pleasant Grove - Utah - United States
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