Rental Car Companies That Accept Debit Cards Information
Information on how to get a car rental using your debit card.
Rental car companies were one of the last in the travel industry to start accepting debit cards for rental car purchases, because of their interest in the rental cars they are handing out. But, now many companies are accepting debit cards with a few restrictions. Here are a few tips to help you make your rental car purchase with a debit card as smooth as possible:
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Do Your Research. Every rental car company has their own debit card policy, and some policies differ based on different franchises within a particular brand. Call different companies or search their websites for their debit card policies.
Keep plenty of money in your checking account. Most rental car companies that accept debit cards will charge the full amount of the rental car booking plus an additional deposit between $100 to $500 at the time you pick up the car. When you return the car, they refund the deposit, but it could take up to 10 business days for that deposit to credit back to your account.
Use Visa or Mastercard. Almost all debit cards either have a Visa or Mastercard logo on them, but make sure you use a debit card from a major banking institution or credit union.
Be prepared for a credit check. Some rental car companies will run a quick credit check to make sure you aren’t a complete delinquent when it comes to handling money.
Be over 25 years old.
Don’t try to rent a luxury car or SUV with a debit card.
Keep full collision and liability coverage on your car insurance. Many companies will require that you prove sufficient car insurance coverage in case of an accident. They may also have you verify that car rentals are covered under your auto insurance policy.
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