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Follow on Google News | Home Mortgage Loan Assignment Program (HMLAP) a "Silver Lining" for Many HomeownersThe new Home Mortgage Loan Assignment Program (HMLAP) provides solutions for homeowners who are underwater, or have little or no equity in their homes...
By: Media Relations - USA Home Buyer Most mortgage loans made during recent years are not "assumable." This Home Mortgage Loan Assignment Program (HMLAP) is a new, creative form of owner-financing, which uses the mortgage assignment strategy to provide benefits to buyers and sellers alike. A buyer can purchase a home without having to qualify for conventional financing, under the strict new lending guidelines. This is particularly beneficial to those who may be self-employed, or have recently changed jobs, or have other minor problems with their credit score, which could prevent them from qualifying for a conventional, FHA, VA, or other government-insured loan. Under the country's current strict lending guidelines, even a single recent late payment, or a recent divorce or job change could affect a buyer's ability to obtain traditional financing. The new mortgage assignment program also benefits the homeowner or seller by providing the means to sell an otherwise difficult-to- All mortgage assignment programs are not created equal. There are numerous companies and individuals offering some type of mortgage assignment services. The new Home Mortgage Loan Assignment Program (HMLAP) is a national program, offered exclusively by USA Home Buyer, a real estate investment firm in Southern California. The HMLAP is available to homeowners in all 50 states, and works with virtually any type of mortgage loan. The program is not limited to homes with only one mortgage loan, and can therefore be applied to home sales where there are multiple mortgages in place. The HMLAP can provide almost any homeowner with a quick sale of their home (usually 30 to 60 days). USA Home Buyer also provides a national database of pre-qualified HMLAP buyers, and provides assistance to both the seller and buyer in the implementation of the HMLAP program, as well as acting as the central liaison between the buyer, seller, title company or closing attorney, and all other parties involved in the purchase and sale transaction. The company charges no real estate commissions, fees or closing costs to homeowners utilizing the HMLAP program to sell their home. For more information about the Home Mortgage Loan Assignment Program (HMLAP), contact USA Home Buyer at: USA Home Buyer - HMLAP Services 12277 Apple Valley Rd., No. 353 Apple Valley, CA 92308 Toll-Free Phone: (888) 631-2711 Email: info@USAHomeBuyer.net Web: http://www.USAHomeBuyer.net Home Mortgage Loan Assignment Program (HMLAP) information and services are also available through the company's official HMLAP website: http://www.Mortgage- # # # John Tebbetts founded USA Home Buyer's parent company in 2001 with creative real estate strategies and innovations that have transformed how people buy and sell real estate. A respected and inspiring leader in the real estate industry, Tebbetts was instrumental in developing some of the industry’s most pioneering strategies. Through his vision and passion, Tebbetts built USA Home Buyer from a start up into America’s leading national buyer of homes. Today, Tebbetts still plays an active role in the day to day operations of the company. USA Home Buyer is changing the national real estate market through Tebbetts' insightful and innovative strategies. For more information, visit http://www.USAHomeBuyer.net End
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