Can you really trust your insurance agent for the best deal?

Nov. 16, 2011 - PRLog -- Every day tens of thousands of people rely on an agent to give quotes on insurance for their auto, home, health and more.  How do you know if you’re really getting the best rate?  Just because "Dad" used the same agent for 30 years is blind faith with your money.  Chances are, the “agent” represents only one company and doesn’t have any other options other than to say “that’s the price, take it or leave it.”

Next to the mortgage payment every month, insurance is more likely the next single largest household expense.  The typical auto insurance policy costs more than $1,000 a year per vehicle and when you multiply it by two or three cars, were talking about some big bucks.  Don't forget to add the home, motorcycle, boat, Jet Ski, possible vacation property, health insurance, personal liability umbrella and a host of other insurable items and you could easily be spending $10-$20,000 or more a year.  Yeah, it's equal to another house payment but this expense never ends.

Think about the retirement plan you might have if you were able to knock 30% to 50% off of that cost every year.  Wow, in ten years you could have over $100k and who couldn't use and extra hundred thousand dollars.  

So, what's the solution?  Blind faith - not working too well.  Referrals - good start because you’re starting to shop for better prices.  Insurance broker - Ah, now you're heading in the right direction.

Insurance brokers work for who...you.  They are not employed or held captive by any one insurance company to push the company product agenda.  An insurance broker is the middle man that works for the consumer by finding or shopping for the best insurance for the most affordable price.  They plug your information in their system once; hit the go button for multiple company rates at one time.  The best part about their service besides the potential big saving is the cost, it's free.  Yeah, insurance brokers earn a commission based on the company "you" choose after being presented all the carrier options.

One of the best in the game of insurance shopping is Insurance Brokers Group.  They bring some of the best insurance companies to the table.  Making the process even easier is the ability to get those quotes online 24/7 365 days a year.  I recommend you visit http://www.InsuranceBrokersGroup.com for more information.

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Insurance Brokers Group provide insurance quotes in all 50 state online 24/7. For more information visit http://www.InsuranceBrokersGroup.com