New Jersey State Accounting Portal Publishes College Strategies For The "Forgotten" Middle Class

Nov. 15, 2011 - PRLog -- Springfield, NJ –Ian Welham, CCFA, co-founder of Complete College Planning Solutions was published in the New Jersey Society of CPAs (NJSCPA) flagship website, MoneyMatters NJ.  His article, “7 Tips to Lower College Costs If Your Income is Too High to Receive Financial Aid,” discusses a family’s Expected Family Contribution (EFC) - the amount of money that the financial aid administration believes you can afford to spend on college tuition during the next year.

If you've been wondering how you're going pay such a huge sum, don't panic – this article was written specifically for folks who make too much to get federal help but don't have enough to fritter away $600, $700, $800,000 or more to put three kids through college. To read the article, visit: http://www.moneymattersnj.com/story.cfm?sid=15530   Please note this is Part I of a two part article.

MoneyMattersNJ.com offers general information for managing personal finances.  As always, for specific questions and guidance please speak with an accounting advisor.

Ian Welham is one of New Jersey’s leading college funding advisors and specializes in solving cash flow problems for families. A Certified College Funding Advisor, Mr. Welham also holds a Fellow of the Institute of Chartered Accountants in London, which is equivalent to the CPA designation here in the States.  With questions, please reach out to Mr. Welham at info@completecollegeplanningsolutions.com.

Complete College Planning Solutions helps families maximize three types of financial aid, so they pay the least amount out-of-pocket, regardless of income level.   This information is not readily available and even the “experts” may not be savvy to this new “niche” of college planning and financing.  Historically, over 90% of New Jersey families overpay for college because they don’t get the financial aid to which they are entitled.