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Family Legacy Planning: Save money, sleep at night with annuities.
Index Annuities Are More Competitive Than They Have Ever Been according to Industry Experts!
“Maybe your stocks were up 6% towards the end of July, but then just two weeks later they were down 11%. These kinds of ups and downs are great for bungee cord jumping, but not for savings and retirement. You can’t count on the bank either – if a retiree was getting $1,000 a month in interest from their 1-year CDs in 2006 they’re now generally getting $112 a month from that same CD. Index annuities are more competitive than they have ever been, based on a comparing them to similar investments,”
"Let's take a look at a common misconception. Let's say you have $100,000 in Stocks, Bonds and Mutual Funds. You're happy with the way your Financial Advisor balanced your portfolio to ensure maximum growth. Now let's assume your first year the market tanked and you lost 10%. You now have $90,000 and your Financial Advisor assures you next year will be better and it is. You make your 10% back. Here's the problem; the 10% you gain is now on $90,000 and not $100,000 so you're still down $1,000 over the two years. This is why Annuity investing is so strong right now. No matter what your initial $100,000 is earning money, either in an up market or down market," said Garett Gordon.
Annuities are not the best fit for everyone's financial objectives. However, in a lot of cases they can be added as a great safety net for people approaching retirement.
Family Legacy Planning, Inc. has been in business since 1999 with an A+ Better Business Bureau rating and thousands of satisfied clients. No client of ours has ever LOST A DIME of their initial principal, not many Financial Advisors can say the same.
Family Legacy Planning is a full service insurance broker offering; annuities, life insurance, mortgage protection and estate planning nationwide.