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September is National Coupon Month Nonprofit Credit Counselors at American Debt Counseling Give Tips
Consumers can save up to $1,000 a year or more simply by spending just 20 minutes a week taking advantage of coupons and special offers. Courtney Cordero of American Debt Counseling offers tips on how to get the most for your money.
"A recent survey by the National Grocers Association found that 97 percent of consumers want to know the cost of an item before buying. In today's economy you need to be smart about your money and coupons are a great way to 'find' a little extra money," said Courtney Cordero, director of education and community development for the nonprofit American Debt Counseling that works with families to balance their budgets and reduce their debt.
Consumer behavior studies report that 65 percent of shoppers used coupons received in the mail or in newspapers and magazines. While Internet couponing represents only 1 percent of coupon distribution it is growing the fastest with a 79 percent increase between 2010 and the prior year. However consumers access coupons, Cordero offers the following tips on how to get the most for your money:
• Use a coupon organizer or envelope to sort coupons and keep it in the car in case you need to pick up a few things in between regular shopping trips.
• Organize your coupons in the order of how you shop through a store.
• Use coupons with shorter expiration dates first to stock up on items you use all the time.
• Ask the manager at your local grocery store about their coupon policies and if they will accept competitor coupons.
• Coupons offering a savings if you buy two of an item can often be used on buy one get one free offers. Check at your local store before checking out.
• Don't clip coupons for items you don't normally buy since you'll lose money if it just sits on your shelf.
• Visit the web sites of products and stores that you use to download or register for coupons to be sent to you.
• Don't pay to download coupons from the Internet. Visit manufacturer sites and free coupon sites instead.
• Use coupons as a math and budgeting lesson for children and consider letting them keep the savings they earn on the coupons used.
• Maximize savings by using retailer coupons during big sales events such as holiday sales.
For more money-saving tips visit www.americandebtcounseling.org and www.getdebthelp.org, or follow American Debt Counseling on Facebook and Twitter @myadc. For a free budget review and confidential credit counseling call 888-DEBT-USA.
American Debt Counseling
Based in Sunrise, Fla., American Debt Counseling, Inc. is a 501 (c) (3) non-profit organization providing financial education programs as well as confidential and professional certified credit counseling and debt management services across the nation. American Debt Counseling, Inc. is BSI registered and a member of the Association of Credit Counseling Professionals.
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American Debt Counseling, a national nonprofit credit counseling firm, provides free certified credit counseling and low-cost debt management. For a free customized spending plan call 1-888-DEBT-USA or click www.americandebtcounseling.org.