Where to Get Help and Advice on Money and Potential Financial Solutions for Free

Aug. 5, 2011 - PRLog -- Common belief amongst many people is that all companies are only out there to take your money from you but no one actually wants to help, however this is not the case.

There are some companies out there who actually want to help people with money problems and not profit from them.

“Not everybody out there is trying to get their hands on your money and there are genuine companies and websites that offer a lot of help for things such as recovering lost savings, lost pension payments, debt advice and more,” said James Jones from Poor Credit Loans 4 You, who specialise in sourcing poor credit loans for people who are being discriminated against in the current economic climate.

One of the many companies offering free advice is “Moneymadeclear”, they can be contacted by either visiting .moneymadeclear.org.uk or calling 0300 500 5000.

Moneymadeclear is run by The Consumer Financial Education Body, which is a Government agency that is responsible for improving financial knowledge.

“Although this company can help you greatly improve your outlook on finances they cannot give regulated advice such as telling you what pension plan would be best suited for you,” said James Jones from Poor Credit Loans 4 You.

If you have lost savings due to lost or inactive bank accounts there is a website that could help you trace these and offer you free advice on how to do so, this service can also be used to trace accounts after someone has died.

You can access this service by visiting .www.mylostaccount.org.uk/ten or alternatively, for the same kind of advice, you can ask for a search leaflet in your local bank or building society branch.

“This service is extremely useful and if you suspect you may have lost savings in a lost bank account why not use the service and possibly get yourself out of a Poor Credit situation if it does turn out you have lost savings,” said a Poor Credit Loans 4 You spokesperson.

Another tracing service that can be accessed is a pension tracing facility. This can be used by calling 0800 600 2537 or by going to direct.gov.uk and searching for pension tracing.

This service can be invaluable to reunite workers with old company pensions where there has been a take over or the company have changed their name.

Another pension advice service is the Pensions Advisory Service. They give guidance on issues such as the pros and cons of a state pension, investing pension money and more pension related issues.

For this service either call 0800 601 2923 or go to advisoryservice.org.uk.
You can also receive a state pension forecast by visiting .direct.gov.uk or calling 0845 300 0168, this will produce a projection of your state pension based on your work history and national insurance contributions record.

Another place that offers general debt advice is the charity National Debtline.

“At National Debtline they help with budget planning, talk you through the pros and cons of debt managements and other ways to get out of a Poor Credit situation and because different laws apply in Scotland and Northern Ireland there is modified help,” said James Jones from Poor Credit Loans 4 You.

A great service that is offered by the Financial Service Authority is the “FSA Register”. With this you can check basic information of firms including what activities each business is allowed to carry out and allows you to double check individuals such as financial advisors, mortgage advisors etc, to check if they are legitimate. This can be accessed by visiting fsa.gov.uk/register.

At unbiased.co.uk, you can receive the free service of finding a shortlist of local mortgage advisers and solicitors etc.

“This is a great service to find reputable independent advisors in your local area and the search is free, but obviously if you choose to pursue any of the advisors they will charge for their services, but it could be for the best in the long run and potentially get you out of a Poor Credit situation,” James Jones from Poor Credit Loans 4 You.   http://www.poor-credit-loans-4-you.co.uk/poor-credit-loan...

Besides these websites that are mainly dedicated to one particular area, there are many websites that offer advice on a wider range of subjects and other users can contribute to the advice, such as thisismoney.co.uk and other money saving forums.

“With all the help available in today’s environment, you don’t have to feel alone if you are in financial trouble or are looking for help to avoid financial trouble. Visit some of these websites and get the help you need and avoid getting yourself a poor credit history that could halt many financial prospects in the future,” stated James Jones from Poor Credit Loans 4 You.

Poor Credit Loans 4 You helps out people who fear they have been blacklisted because of past poor credit history which could include CCJ’s and defaults, arrears, late credit card payments or repossession.

Poor Credit Loans 4 You holds a Consumer Credit Licence issued by the Office of Fair Trading.

Poor Credit Loans 4 You is also covered by the Financial Ombudsman.

Poor Credit Loans 4 You is also registered with the Information Commissioner’s Office for Data Protection.

For help, phone 0800 215 5860
OR Visit: http://www.poor-credit-loans-4-you.co.uk/loans-for-people...

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Notes for Editor:

Loans 4 You of London Ltd
Innovation Centre
Monks Brook
PO30 5WB

United Kingdom

Tel: 0800 215 5860

Poor Credit Loans 4 You was formed in order to ensure people with poor credit had access to specialist help in securing the poor credit loans they need.

From its UK head office in Monks Brook, Loans 4 You operates across Britain, sourcing poor credit loans for people with poor credit.

Poor Credit Loans 4 You holds a Consumer Credit Licence issued by the Office of Fair Trading.

Poor Credit Loans 4 You is also covered by the Financial Ombudsman.

Poor Credit Loans 4 You is also registered with the Information Commissioner’s Office for Data Protection.

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Poor Credit Loans You is a top UK specialist for Poor Credit Loans for people from all over the UK.

Its wealth of experience in the Poor Credit Loan industry means it gets the best deals for people seeking a poor credit loan.

Poor Credit Loans 4 You