Annual Free Credit Report FICO Free Credit Report Check Your Free Credit Score Online

Obtaining an excellent credit score can be important for individuals who may require borrowing money at prime rate to purchase a house or a car. You can obtain your free credit score report online at
Spread the Word
Listed Under

* Free Credit Report
* Credit Scores
* Free Credit Score

* Finance
* Insurance
* Home

* US

June 22, 2011 - PRLog -- You can obtain your credit score for free online from the website Obtaining an excellent credit score can be important for individuals who may require borrowing money at prime rate to purchase a house or a car. A person's score is measured by how they make payments and keep current accounts balanced.

Other factors are cash in hand and income which are required to calculate a person's ratio of debt to income. This DTI compares the amount a person has to pay to creditors by making minimum payments necessary to the amount which he can take home every month. The most important thing which can hurt your personal credit score is having discrepancies. When the account which an individual never acquired, or had paid off already, is shown in default, superb credit scores can go down in a less desirable status which makes lending undesirable. Due to this reason, getting a report and score online is very important.

Check your Free Credit Score Report -

What Should Be Done to Check Credit Score Again Which Has Been Checked Before.

For individuals who have obtained their annual free credit score report but need to check again for making sure they are correct, purchasing the report can be an alternative. You can purchase it by paying a small fee and it can be done easily through various sites which offer this reporting service.

This is necessary for individuals who have found out discrepancies in their reports and also who do not believe that the reporting agency can correct it on time.

How Can You Fix the Discrepancies in the Credit Report?

When discrepancies are found in a credit report, which may be due to the negligence of the lender as well as due to fraud, your credit reporting company requires receiving the letter through Certified Mail along with Return Receipt mentioning the discrepancies with the statement which says that 30 days are given to remove the discrepancies according to Federal Fair Credit Reporting Act, otherwise legal action can be taken for character defamation. Getting online free credit report is the consumer's right and it can be thought as his responsibility.

Check your Free Credit Score Report -

# # #

Get your Free Credit Report, FICO Scores, and Free Identity Protection. Monitor your credit rating online.
Email:*** Email Verified
Tags:Free Credit Report, Credit Scores, Free Credit Score
Industry:Finance, Insurance, Home
Location:United States
Account Email Address Verified     Disclaimer     Report Abuse

Like PRLog?
Click to Share