Proven Ways to Lower Your Car Insurance Expenses Without Compromising Coverage

April 24, 2011 - PRLog -- Without a doubt, people looking for new car insurance offerings do so because they want to save more money.

Price is usually the reason most people start exploring other companies to cover their needs. And with the way the economy has been, more people than ever are looking to save money.

Car insurance is one of the places people try to save some cash.

But how can you save the most money and get the best possible deal you can get?  How can you trim your costs without compromising the quality and effectiveness of your need?

There are quite a few things you can do to accomplish your goal of lowering costs and getting enough coverage. Below is a list of the most popular methods for bringing car insurance costs down.

First, you can get a significantly better deal by comparing offers from multiple companies online. You just have to make sure that you are comparing the same types of policies.

You can get free quotes online from many websites and companies. Try to get quotes from three or four companies if you can. Don’t forget to include your current company in the deal.

For example, the first quote you get that is lower than your current deal, call your current insurance broker and tell them that you have an offer on the table and if they would like to beat it, you will keep your business with them.

If they don’t want to lower their costs, then you should really explore the new offer. It’s as simple as that when you are comparing and shopping for the best coverage at the best cost.

Number two, if you also have home insurance or you plan on getting home insurance, you can combine the two through the same company and receive a discount. Many insurance firms will give you a pretty big discount by getting both insurances from the same company.
This is one of the most overlooked ways to save.

You can start here:  http://www.carinsurancesavvy.com/

Also, don’t forget the usual money savers such as having a good driving record and driving a car with good security features. These last two can save you a bundle of cash.

If you have a car alarm, make sure your insurer knows this because that can lower your car insurance expenses.

Any security  feature your car has can lower the price tag.