Get Your PPI Money Back Now!! Banks have lost the case ,Dont Let The Bank Keep Your Money Free

April 20, 2011 - PRLog -- An FSA study reveals that, of the 30 firms it investigated selling PPIs with revolving credits (i.e. Credit and store cards and catalogues), unsecured loans and sub-prime mortgages and secured loans:

   * Around half of these firms did not take reasonable steps to ensure customers did not buy policies which they could not claim on, or offered only very limited cover;
   * Advice on PPI was likely to be poor, with most firms not having systems in place to adequately assess suitability;
   * There was an over-reliance on product documentation at the expense of explaining the policy to the customer orally, with most firms selling by telephone and not giving enough information about exclusions;
   * The quality and timeliness of product and price disclosure by some firms selling single premium policies was poor;
   * The level and structure of incentives and targets for sales staff might encourage misselling in some firms;
   * Training and competence of sales staff was not adequate in around half of these firms;

Have you taken out any of the following?

   * Car Credit
   * Personal Loans
   * Mortgage
   * Credit Cards
   * Finance with any purchase
Our step-by-step guide includes free template letters for reclaiming missold PPI.

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