Identity Theft Removal / Corrections Las Vegas Credit Repair - Vivix Credit Solutions Company

April 18, 2011 - PRLog -- Vivix Credit Solutions is a licensed and bonded credit service organization that has successfully assisted clients with credit repair and correcting or removing ID Theft accounts that contain inaccurate, questionable, and unverifiable information reported to the credit bureaus.

Although the credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate, mistakes or errors can and will occur and may affect your credit score.

Identity (ID) Theft occurs when your personal information is used without your consent to open accounts that you did not authorize. It is very difficult to prove identity theft to the credit bureaus because the thief typically has all of your personal information (social security number, date of birth, name, address, etc.) when opening accounts.

Identity (ID) Theft is the largest growing crime and everyday hundreds, if not thousands, of individuals are becoming victims of Identity (ID) Theft. There are 5 types of Identity (ID) Theft:
•   Business/commercial identity theft (using another's business name to obtain credit)
•   Criminal identity theft (posing as another person when apprehended for a crime)
•   Financial identity theft (using another's identity to obtain credit, goods and services)
•   Identity cloning (using another's information to assume his or her identity in daily life)
•   Medical identity theft (using another's identity to obtain medical care or drugs)

Identity thieves typically obtain and exploit personally identifiable information about individuals, or various credentials they use to authenticate themselves, in order to impersonate them. Examples include:
•   Rummaging through rubbish for personal information (dumpster diving)
•   Retrieving personal data from redundant IT equipment and storage media including PCs, servers, PDAs, mobile phones, USB memory sticks and hard drives that have been disposed of carelessly at public dump sites, given away or sold on without having been properly sanitized
•   Using public records about individual citizens, published in official registers such as electoral rolls
•   Stealing bank or credit cards, identification cards, passports, authentication tokens ... typically by pickpocketing, housebreaking or mail theft
•   Skimming information from bank or credit cards using compromised or hand-held card readers, and creating clone cards
•   Using 'contactless' credit card readers to acquire data wirelessly from RFID-enabled passports
•   Observing users typing their login credentials, credit/calling card numbers etc. into IT equipment located in public places (shoulder surfing)
•   Stealing personal information from computers using malware, particularly Trojan horse keylogging programs or other forms of spyware
•   Hacking computer networks, systems and databases to obtain personal data, often in large quantities
•   Exploiting breaches that result in the publication or more limited disclosure of personal information such as names, addresses, Social Security number or credit card numbers
•   Advertising bogus job offers in order to accumulate resumes and applications typically disclosing applicants' names, home and email addresses, telephone numbers and sometimes their banking details
•   Exploiting insider access and abusing the rights of privileged IT users to access personal data on their employers' systems
•   Infiltrating organizations that store and process large amounts or particularly valuable personal information
•   Impersonating trusted organizations in emails, SMS text messages, phone calls or other forms of communication in order to dupe victims into disclosing their personal information or login credentials, typically on a fake corporate website or data collection form (phishing)
•   Brute-force attacking weak passwords and using inspired guesswork to compromise weak password reset questions
•   Obtaining castings of fingers for falsifying fingerprint identification ... or famously using gummy bears to fool low quality fingerprint scanners[12]
•   Browsing social networking websites for personal details published by users, often using this information to appear more credible in subsequent social engineering activities
•   Diverting victims' email or post in order to obtain personal information and credentials such as credit cards, billing and bank/credit card statements, or to delay the discovery of new accounts and credit agreements opened by the identity thieves in the victims' names
•   Using false pretenses to trick individuals, customer service representatives and help desk workers into disclosing personal information and login details or changing user passwords/access rights (pretexting)
•   Stealing checks to acquire banking information, including account numbers and bank routing numbers[13]
•   Guessing Social Security numbers by using information found on Internet social networks such as Facebook and MySpace [14]

Countless steps must be taken to correct the adverse effects of Identity (ID) Theft. As you can imagine the impact of Identity (ID) Theft on your credit score could be in excess of 200 points, depending on how many accounts the thief opened. Each account could also lead to collection activity and legal action from creditors.

Vivix Credit Solutions in Las Vegas will perform a free consultation to review your credit report with you, determine the best credit repair program to meet your needs, provide you with pricing, and answer any questions that you may have about your credit, ID theft correction, and credit repair services.

Vivix Credit Solutions will also show you proof of the hundreds of Las Vegas clients who have received our credit repair services and will also show you proof of ID theft corrections.

As noted in the Fair Credit Reporting Act, accounts that contain inaccurate, questionable, and unverifiable information should automatically be removed from your credit report.

If you have an ID theft account and it has not been removed from your credit report, please contact our office for a free consultation with one of our Credit Experts to discuss how to remove the ID theft account from your credit report.

Vivix Credit Solutions can also assist you with:
•   Late Payment Removal
•   Collection Removal
•   Bankruptcy Removal
•   Charge-off Removal
• Foreclosure Removal
•   Judgment Removal
•   Repossession Removal
•   Tax Lien Removal
•   Inquiry Removal
•   Credit Score

# # #

Vivix Credit Solutions - Licensed and Bonded Credit Services Organization.
We have successfully assisted countless clients improve their credit profiles with Equifax, Experian & TransUnion. Our service fees are extremely affordable and very competitive!