Capital Stack and Lendio Join to Help More Entrepreneurs Access Small Business Loans

April 11, 2011 - PRLog -- NEW YORK CITY and SALT LAKE CITY – Lendio and Capital Stack just made it easier for entrepreneurs with lower credit scores to access money to grow their businesses.
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“Access to capital is the lifeblood for new small business and the U.S. economy,” said Brock Blake, Lendio CEO. “Now the entrepreneur dream can be realized for more people.”
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Many businesses today have a difficult time getting small business loans. Right now, Blake says nine out of 10 business loan applications fail. It’s why he created Lendio, an online platform that matches qualified business owners with the right lenders and loans. Through Capital Stack, Lendio customers can find more matches to unsecured programs, business cash advances and cash-flow-style bank loans.
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“This new change of focus with Lendio is very exciting,” said David Rubin, CEO of Capital Stack. “Through this partnership, we developed a tremendous funding program for their small-to-midsized business applicants. This exclusive partnership will meet all the needs of the Lendio community, from immediate working capital to merchants of all credit profiles.”
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Capital Stack can provide cash advances quickly and simply without regard to the business owner’s credit score. Even if a business has been turned down for a small business loan, it still may qualify for a business cash advance. Approvals are usually made in 24 hours or less, and funding can happen as quickly as 7 business days.

The Capital Stack and Lendio relationship stemmed from earlier roots when Lendio was FundingUniverse. As FundingUniverse, the company focused more attention on helping businesses access angel investors and VC funding. At that time, Capital Stack began funding businesses with credit scores below 650. The program was extremely successful for both entities.

“We will now be able to offer loan matches to business owners with lower credit scores, or those that are simply in a rush to get financing for a particular product and don’t have time for traditional underwriting timelines,” said Levi King, Lendio president.

About Capital Stack
Capital Stack, LLC delivers business cash advances, unsecured programs, and cash-flow-style bank loans. The company designs flexible programs to advance against future credit card receivable or structure and advance on the bank cash flow of the business. Its financing allows most business to expand their customer base and turn future receivables into immediate cash. Specialties include business cash advance, ACH bank program, electronic payment space, accounts receivable financing, PO factoring, inventory finance, and real estate finance.

About Lendio
Lendio makes small business loans simple by matching qualified small business owners with active banks, credit unions, and other lending sources. Through a proprietary matching technology, Lendio assists a business owner to identify the business loan category and specific lenders that offer the highest probability for that business owner to prepare for and secure a business loan approval. Lendio formerly operated as FundingUniverse.com.

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Capital Stack, LLC Lends to business nationwide.


Fast flexible unsecured funding options, most business apply.