![]() 4 Simple things you can do to improve your credit1. Become aware of your credit report 2. Check the accuracy of credit report 3. Settle your debt 4. Certain Accounts need to stay open
By: Robert Ellis 1. Become aware of your credit report You can go online and find many websites that offer your credit reports. My favorite is creditkeeper. They will give you three reports which is important compared to one because most lenders will look at the middlescore to determine credit scores. 2. Check the accuracy of credit report When you get your credit reports you need to check the accuracy of the reports. More then 80% of consumers say their credit reports verify inaccuracies. 3. Settle your debt Be sure to understand exactly how much debt to you have and stay below 50% of your credit limit by settling your debt or paying it down. Your debt history on your report makes up around 35% of the way they grade you. 4. Certain accounts need to stay open Don't close your accounts which contain valuable credit history on them. This is a nightmare for people who have tried to repair their own credit. Many people have been worst off attempting to fix their own credit. For real help and expert advice call 704-877-8739 ask for Wanda Strickfaden she was awarded credit consultant of the year for 2010. Visit http://www.creditscoresandcredit.com for details http://homebuying.about.com/ http://credit.about.com/ http://www.bankrate.com/ http://www.federalreserve.gov/ # # # Award winning company serving credit challenged consumers nationwide. Using our programs our consumers see results that improve credit scores and help them buy a home or refinance. Most results are within 30-90 days depending on the consumer. End
Page Updated Last on: Jul 18, 2011
|
|