Federal Long Term Care Insurance Plan Open Enrollment Season Begins April 4, 2011

March 24, 2011 - PRLog -- Open enrollment for the Federal Long Term Care Insurance Program begins Monday, April 4 and continues through Friday, June 24, 2011.

The Federal program is the largest group long term care insurance plan in the United States with over 200,000 plan participants. This enrollment is the first abbreviated underwriting opportunity for non-enrolled applicants since 2002. Applicants will answer fewer health questions making it easier to qualify for the program.

According to Kevin Jackson, Executive Director of the Long Term Care Advisory Council http://www.LongTermCareInsurance411.com, It's important for eligible federal workers and their families to understand that FLTCIP has both the advantages and the disadvantages of a group long term care plan. "For those already experiencing health problems, FLTCIP may be a good alternative because it offers simpler underwriting and they are more likely to qualify than with private LTC insurance. On the other hand, the federal plan does not offer good health discounts or spousal/partner discounts that can save policy holders up to 40%."

"If applicants have good health and are married or living together, they can get more for their money with private long term care insurance." The moral to the story? "Compare plans," Jackson advises, "the difference can literally mean tens of thousands in premium savings and in tax-free long term care benefits." The Council has published a simple guide on the alternatives to the Federal Long Term Care Insurance programs where quotes from the nation's leading long term care insurance companies can be obtained. Go to http://www.LongTermCareInsurance411.com/FLTCIP for more information.

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About LTC411 Long Term Care Insurance Advisory Council

LTC411 Long Term Care Insurance Advisory Council partners with employer groups and professional associations http://www.LongTermCareInsurance411.com/Partners/ to promote the use of long term care insurance to protect hard-earned retirement assets from the high cost of long term care.