Stated Income and No Doc Mortgage Loans in New Jersey - Purchase or Refinance

For Purchase or Refinance including cash-out. We have these loans now for Self-Employed and Wage Earners. Great interest rates and flexible terms. Call Robert at 732-207-8409 or email SEE BELOW FOR MORE DETAILS.
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Stated Income
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No Income
Stated Income Mortgage
No Doc Loan

Real Estate

New Jersey - US

Feb. 22, 2011 - PRLog -- Many borrowers believe these programs are no longer available.  That is not the case. Robert Bornstein, Licensed Mortgage Originator with United Capital Lenders LLC in New Jersey, has No Income Verification programs as well as Stated Income Mortgage loans and No Income No Asset verification mortgage programs.  Robert can be reached in NJ directly at 732-207-8409 or via e-mail at  More details are also available at his web site  

Basically, all these mortgage programs have one thing in common, they all require significant equity in the property you are purchasing or refinancing.  The maximum Loan to Value (or LTV) on a Stated Income Loan is 70%.  Other programs are as high as 60% LTV depending on the program and loan amount.  The borrowers credit should be adequate to justify this type of Loan.  The minimum credit score is in the mid 600's in some programs while other guidelines require a minimum of 700.  

For Primary residences and 2nd Homes, the interest rates and APR's are only slightly higher than Full Income Documentation mortgages.  Visit for more information or call Robert at 732-207-8409.  

Most program guidelines allow for the owner of a home to refinance and actually take cash-out of the new mortgage loan.  Sometimes a borrower chooses to payoff higher interest debt.  The Stated Income loan is very popular with Self-Employed borrowers.  The Stated Income program does require the borrower to have adequate reserves.   Some No Income Verification or No Doc programs have lesser reserve demands.

All programs are for qualified borrowers and terms and conditions may change with no advance notice.  United Capital Lenders LLC is a Licensed NJ Correspondent Mortage Banker and is based a1310 Industrial Blvd. Suite 202, Southampton, PA  18966    Robert Bornstein, Licensed Mortage Originator, NMLS# 228572 can be reached at 732-207-8409 or

These specialty programs are not committed by United Capital Lenders and are arranged through 3rd parties.  Contact our office for complete guidelines.
Source:Robert Bornstein
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Tags:Stated Income, Mortgage, Loans, No Doc, No Income, Stated Income Mortgage, nj, No Doc Loan, Self Employed, Loan, Mortgages
Industry:Finance, Mortgage, Real Estate
Location:New Jersey - United States
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