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Know the Student Loan Contract Terms

Student loans are vital to paying for college. But what happens if you don't read through the contract terms? You may be agreeing to terms that are unreasonable without noticing it.
 
Feb. 10, 2011 - PRLog -- Student loan contract terms are very important not only when applying for student loans, but after the fact as well. Terms may say one thing while you are in college but change once you've graduated college without warning.

It is imperative that you keep up to date with all terms of your student loan contract. Because there can be times when the loan company changes the terms without warning. One friend of mine had loans with Citi Bank. When he agreed to the terms in 2005 to get his loans the terms stated he'd have 24 months of forbearance. When he graduated in 2009 Citi Bank claimed they changed their terms to only allow 12 months of forbearance. This cost him 12 months of forbearance he could've used.

Contract terms need to be understood at all times. Don't agree to terms you don't understand. And make sure to keep up to date with any updates to terms, so that you aren't screwed out of terms you agreed to.

More information can be found at http://studentloandebtsolution.com/loan-help/student-loan... regarding how to best deal with student loan contract terms.

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Source:Matt Mari
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