Bad Credit, No Credit, No Problem

Jan. 15, 2011 - PRLog -- Bad Credit, No Credit, No Problem

After more than five years of a troubled economy, more and more people are finding themselves with blemished credit.  Years ago, borrowers were accustom to dealing with a real person behind the desk at their local bank, but today, decentralized banking is the norm, in this electronic age most credit requests are determined by a computer.

Today, most credit grantors use an algorythmic score to determine credit worthiness.  People with lower scores will find it harder to obtain credit and when they do, will frequently pay much higher rates.  While those with higher scores, typically get the best deals.

Recently, it was reported that more than half of the people in the U.S. had credit scores of less than 600, which translates into a poor credit rating.   So, what do these people do, when unexpected emergencies arise?

Payday loan and cash advance lenders have become a valuable resource for this credit challenged segment of our population, because obtaining a payday loan is fast, relatively easy to obtain and there are no credit checks, so past credit isn’t a problem.

Should you find yourself facing an unexpected emergency, and need quick cash to solve it, look to Spotya as your solution.  With the simple click of your mouse, you can be on your way to that solution.  Applying for a Spotya, cash advance or payday loan is easy, in fact so easy, that many times you’ll receive the cash you need, the same day you apply. Want to learn more?  Click here.  http://www.spotya.com