New Market Research Report: United States Commercial Banking Report Q1 2011

Fast Market Research recommends "United States Commercial Banking Report Q1 2011" from Business Monitor International, now available
 
Dec. 16, 2010 - PRLog -- We continue to expect sluggish loan and asset growth in the US' banking sector, in tandem with our macroeconomic view that households are in for a prolonged period of deleveraging. New financial regulations reinforce our view that the pre-crisis lending boom will not return anytime soon.    The composition of commercial bank assets changed markedly in Q110, according to Federal Deposit Insurance Corporation (FDIC) data. With the implementation of accounting standards FAS 166 and 167,  banks were forced to consolidate securitised loan pools on to their balance sheets. This included a US$295bn increase in credit card loans being recognised on balance sheets, offset by a US$292bn  increase in liabilities under the 'other borrowed money' category, primarily incorporating short-term secured borrowings. Furthermore, banks reported a US$34.5bn increase in reported reserves, as several  institutions were required to convert equity capital directly into reserves in order to meet new regulatory requirements.    These changes have forced us to amend our forecasts for the American banking sector for 2010, but only due to the changes in accounting standards, not a change in our core views. We continue to believe the US' banking sector will be characterised by household balance sheet rebuilding, deleveraging and deflation, which will ultimately result in weaker credit growth. Our forecasts for beyond 2010 remain steady. For this year, we now project 2.5% aggregate banking sector loan growth, up from -1.0% previously. We forecast assets growing by 1.5%. The increase in assets obscures the declines in business and real estate loans, and the flat-to-negative growth in consumer credit. Without the accounting changes, total loans, as reported by the FDIC and in BMI's framework, would have been US$75bn or so lower and  on track to meet our original forecast. We have reduced our deposit growth forecast from 3.0% to 2.0% for 2010, mainly reflecting a dip in foreign office deposits in Q110.

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Report Table of Contents:

Executive Summary
- Table: Levels (US$bn)
- Table: Levels At March 2010
- Table: Annual Growth Rate Projections 2010-2014 (%)
- Table: Ranking Out Of 59 Countries Reviewed In 2010
- Table: Projected Levels (US$bn)
SWOT Analysis
- US Commercial Banking SWOT
- US Political SWOT
- US Economic SWOT
- US Business Environment SWOT
Business Environment Outlook
- Commercial Banking Business Environment Ratings
- Table: US Commercial Banking Business Environment Rating
- Commercial Banking Business Environment Rating Methodology
- Table: Developed States Commercial Banking Business Environment Ratings
Global Commercial Banking Outlook
- Table: Develop States Banks' Bond Portfolios
- Table: Developed States Commercial Banking Business Environment Ratings
- Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP ratios
- Table: Developments In 2010
- Table: Comparison Of Total Assets, Client Loans And Client Deposits, 2008-2009 (US$bn)
- Table: Comparison Of Per Capita Deposits, 2010 (US$)
- Table: Interbank Rates And Bond Yields, 2009-2010
United States Banking Sector Outlook
Economic Outlook
- Table: US Economic Activity, 2007-2015
Competitive Landscape
- Market Structure
- Protagonists
- Table: Protagonists In The US Commercial Banking Sector
- Definition Of The Commercial Banking Universe
- List Of Banks
- Table: Top 50 Bank Holding Companies In Terms Of Total Domestic Deposits
Company Profiles
- Bank of America
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- JPMorgan Chase
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- Wells Fargo
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- Citigroup
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- US Bancorp
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- SunTrust
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- PNC
- Capital One
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
- Regions
- Table: Stock Market Indicators
- Table: Balance Sheet (US$mn, unless stated)
- Table: Key Ratios (%)
BMI Banking Sector Methodology
- Commercial Bank Business Environment Rating
- Table: Commercial Banking Business Environment Indicators And Rationale
- Table: Weighting Of Indicators

About Business Monitor International

Business Monitor International (BMI) offers a comprehensive range of products and services designed to help senior executives, analysts and researchers assess and better manage operating risks, and exploit business opportunities, across 175 markets.  BMI offers three main areas of expertise: Country Risk BMI's country risk and macroeconomic forecast portfolio includes weekly financial market reports, monthly regional Monitors, and in-depth quarterly Business Forecast Reports.  Industry Analysis BMI covers a total of 17 industry verticals through a portfolio of services, including in-depth quarterly Country Forecast Reports.  View more research from Business Monitor International at http://www.fastmr.com/catalog/publishers.aspx?pubid=1010

About Fast Market Research

Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.

For more information about these or related research reports, please visit our website at http://www.fastmr.com or call us at 1.800.844.8156.

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Fast Market Research is an online aggregator and distributor of market research and business information. We represent the world's top research publishers and analysts and provide quick and easy access to the best competitive intelligence available.
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