Experts Come Together Helping Foreclosure Defense Attorneys

Dec. 15, 2010 - PRLog -- Better Odds Ahead for Homeowners in Foreclosure

Lender Forensics, LLC, a Boynton Beach, FL company is announcing a “Total Solution Package” offered to foreclosure defense attorneys across the country.  “Our products, services and education will help attorneys keep more homeowners in their homes with long-term affordable mortgage payments, unlike the short-term 5 year solutions offered by the botched Home Affordable Modification Program (HAMP).  We realized the legal industry needed better and more effective foreclosure defense resources and an effective, yet affordable, process to use these tools,” according to Steve Dalia, President of Lender Forensics, LLC.
 
“We are offering an entirely new set of resources to foreclosure defense attorneys on a national scale and are very confident our services will ultimately help tens of thousands of American families keep their homes.  Our team of nationally accomplished mortgage, legal, and Fair Lending experts have collaborated to develop a uniquely superior set of customizable Forensic Mortgage and Appraisal Audit products indicating compliance and predatory lending violations,” adds Dalia.
 
Lender Forensics’ Senior Auditor, Flo Skerratt, has 32 years mortgage experience as a highly trained Mortgage Due Diligence Underwriter. Her experience includes evaluating loan pools for securitization. Impressively she has performed due diligence underwriting or other professional mortgage services on more than 160,000 mortgage loans totaling into the trillions of dollars during her career.  Ms. Skerratt was formally a contractor for Clayton Holdings, Morgan Stanley, Wells Fargo and Washington Mutual.  

Lender Forensics’ Senior Expert is Dr. Gary Lacefield, who served as a top HUD Investigative Official for ten years. Dr. Lacefield is a nationally acclaimed expert regarding RESPA, TILA, HOEPA, Predatory Lending (Ability to Pay), Fair Lending, and he’s an accomplished fraud investigator. As a law enforcement and prosecution expert he has been involved in countless civil and criminal cases and boasts a near perfect record of success.  His expert services have been successfully brought to bear in 1,600 Fair Housing cases with the Department of HUD, and approximately 300 additional Fair Housing cases in the private sector totaling more than $10 billion in settlements against lenders.

“Our education program teaches attorneys proven settlement and litigation strategies with a focus on Fair Housing Complaints with the Department of HUD.  Fair Housing Complaints are not new and, sadly, the most under-used and often effective means to successfully argue a predatory lending case.  Unfortunately, few attorneys know how to use this powerful law effectively or have the skills to get the complaint accepted and settled,” states Dr. Gary Lacefield Senior Expert to Lender Forensics.  “When properly used, Fair Housing Complaints are the means by which affordable monthly mortgage payments are negotiated for the remainder of the mortgage term.  Attorney fees, principal reductions and monetary damages can also be negotiated in a Fair Housing Complaint.  Fair Housing Complaints compliment any concurrent foreclosure defense or related plaintiff actions,” continues Dr. Lacefield.  

Lender Forensics is offering a complete line of professional mortgage and appraisal auditing products & services to law firms nationwide.  Accredited CLE education will resume January 2011.  Contact Patrick Coleman for details.

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Our products and services will help foreclosure defense attorneys keep more homeowners in their homes with sustainable monthly mortgage payments far beyond the botched MHA government program. Forensics Mortgage & Appraisal Audit, Fair Housing Complaint