San Diego Short Sale Specialists

Sept. 15, 2010 - PRLog -- Welcome to our Short Sale website.  We are a local Real Estate Company that specializes in Short Sales.  If you would like to sell your home or move for any reason but don’t have enough equity to equal what you owe on your property give us a call.  A short sale can be accomplished if you are Current on your mortgage all of the way to nearing a foreclosure date.   Most Short sales can be completed with ZERO out of pocket costs to you, the Home Owner, and we NEVER ask for upfront fees.   Call us at (858) 224-2254 for a free evaluation and a presentation of your options.

We understand that defaulting on a mortgage can be very stressful and talking to the banks can be intimidating.  It is heartbreaking to us when Banks string Homeowners along with Loan Modifications only to see their house Foreclosed and their credit destroyed.  Short Sales will affect your credit but nothing compared to a foreclosure.

If you still need more education of exactly what a short sale is and how it works, a member of our team will go through all of the benefits and pitfalls.  However, in a nutshell, a short sale is when the amount owed to the lenders is more than the home can be sold for. In a typical situation, the home owner would need to bring in the difference owed in order to sell the property. This is where we can help. In a short sale, we or a shortsale negotiator, will negotiate with the lender to accept less than the full amount owed to satisfy the debt, allowing it to be paid off short.

Some of the benefits are that a Short Sale allows your home to be sold, avoiding the stress and sometimes embarrassment of foreclosure.  A short sale has much less of an impact on your credit than a foreclosure.  Typically in a foreclosure situation it will be at least 5-7 years before you can get another home loan.  In a short sale, depending on the nature of your default, you could qualify for a home loan in as little as 2 years.  Also, depending on your lender it is possible to receive up to $3000 in moving expenses to help you make your transition.

We offer Free, discreet, no obligation consultations over the phone, at our office, or in your home and there is never any obligation. Contact Us Today for a free consultation!  We pride ourselves in helping homeowners through tough times. Please call us at (858) 224-2254 with any questions no matter what stage you are in the decision making process.  I am a law school graduate and have years of experience in Bankruptcy and Real Estate law, so I know firsthand how debt issues and mortgage default can affect your stress level.  Give us a call. We can help you!

For all your San Diego Short Sale Answers, visit:
http://www.San-Diego-Short-Sale.com

# # #

Our goals for business are centered on excellent client communication and dedication to ensure that each client friends the perfect fit in their home purchase or maximize the amount they receive when selling their home.