Free Online Financial Planning and Money Saving Tips Provided by Financial Experts

Aug. 7, 2010 - PRLog -- Salt Lake City, Utah – People of all ages are struggling to pay bills, so finding financial success requires more than just money saving tips.

A free online report provides a simple solution to the biggest financial problem facing Americans today, and includes financial planning guidance on how to save money, along with money tips for safe investments, and a real solution to achieving a secure retirement.

“Conventional financial wisdom has failed. The vast majority of Americans are living on the brink of financial disaster. Taxes and monthly expenses are going up, and income is not keeping pace. That's why we provide a free report on http://www.TrueFinancialAge.com that will help everyone who reads it get back on the road to financial success,” explained Brett Kitchen, a financial expert who has spent the past 10 years helping clients obtain financial independence.

Kitchen says the biggest enemy of building wealth is interest. He says statistics show that more than a third of after-tax income goes to pay interest.

“Most people focus on price and interest when they make a major purchase. It’s the volume of interest that kills you,” explained Ethan Kap, co-owner with Kitchen of Insurance Advocates LLC.

He said the total interest paid is much greater than people realize. For example, a $30,000 car with a 7.5 percent interest rate for four years results in $4,817 paid in interest, or a whopping 16.1 percent of the purchase price.

The free report also includes a mortgage example. A $300,000 house purchased at 8 percent interest for five years and then sold to buy another house is a shocking example of how interest can destroy personal finances. The first five years of payments on a mortgage are primarily interest. Total interest paid in the example is $132,077 and only $14,790 is paid to principle.

“What if you could pay all that money to yourself, instead of to the bank? You can by funding a financial plan we have designed that enables you to borrow money from yourself when needed, then pay yourself back with interest,” explained Kitchen.

Details of the unique, non-traditional approach to financial planning are in the free report at www.TrueFinancialAge.com, and Kitchen and Kap also provide a video presentation on the site as well. It is available to everyone without the need to register.

“The current difficult financial situation proves that the financial planning methods of the past are ineffective. We have a proven method of financial success that is safe, legal, and it works. Our web site offers a free report, video, and an interactive quiz that helps anyone learn exactly what to do to succeed,” explained Kitchen.

We are dedicated to helping everyone and anyone to live a happier, wealthier life without asking for a dime in return,” said Kap.

Press Contact:
Brett Kitchen
801-693-1677

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