Bankruptcy, Creditor Calls, and Things Not to Do

July 14, 2010 - PRLog -- What do you do when you continue to get creditor phone calls after filing bankruptcy? What you need to do is give them your attorney’s name and phone number and tell them that they need to call your attorney to find out the information. If they start asking you questions, you don’t have to answer anything. After you have given them the attorney information, you can hang up on them. They are not going to give you any courtesy, so why should you give them yours.

After you have provided them with this information and they continue to call, take their name and their direct phone number or even their supervisor’s phone number and tell them that you will have your attorney call, because they continue to harass you.

After you have filed your bankruptcy, there is a protection or a stay that is placed. Creditors are not allowed to call your or even write you, so it is very important that they stop. If they don’t stop, it is a violation of the rights you have under bankruptcy and we could proceed further for the unnecessary and unlawful harassment.

If you have additional questions about creditor calls to you, please contact your attorney’s office immediately to discuss what they can do for you.

Before filing a bankruptcy there are a few things that are real killer to receiving a discharge of your bankruptcy. Some people think well I’m going to file anyway I will go charge the rest of the limits on the credit cards. Doing a balance transfer on one credit card to pay another so that you can keep that one, maybe because the loan is with your bank or use the money to pay back your mom or someone else you owe. Going into Best buy and buy a big screen TV or new furniture and think you don’t have to pay for it. Sometime going out and buying a new car with a super high car payment. Transfer the title of your boat or second car into a friend or family members name to hide it. Not listing all your assets like boats,lake lots,timeshares,or land maybe your grandmother gave you. Now if you have some of these things it does not mean you will lose it but you need to list it.
A bankruptcy is there to help us when things have changed in our lives and we really need the help so do not take a good thing and make it bad.

For more information visit http://www.bankrupcy-alternative.com/bankruptcy-attorney.... or call us directly. Here is another bankruptcy article http://www.prlog.org/10793435-bankruptcy-things-not-to-do... and here is another http://www.prlog.org/10793428-bankruptcy-tax-returns-and-... for your reading enjoyment.

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Bankruptcy Attorney offers attorney assistance to people considering bankruptcy. Their goal is to settle debts and dramatically lower monthly payments with out filing bankruptcy on behalf of the client.