How to Obtain a Free Credit Report, FICO Credit Score, and Credit Repair Services for Bad Credit

June 16, 2010 - PRLog -- Consumers have the right to a free annual credit report from Equifax, Experian, and TransUnion according to an article, by Bernard P. Nelson, titled “Facts About the Free Credit Report, Credit Score, and Credit Repair.” The article was recently published by Suite 101.

Free Credit Report

Consumers can access an on-line website to order an annual free credit report. It’s important to order a credit report in order to protect against identity theft, and determine if the credit report is correct. Nelson’s article provides a link to the Annual Credit Report website. The free annual credit report can also be ordered by mail and phone.

Free FICO Credit Score?

Only after the consumer orders a free credit report on-line from the Annual Credit Report website can they order their credit score for a “reasonable” fee. Nelson’s article provides information about how the credit score system was developed and how it works.

Credit Score Ratings, Range, and Scale

Vital information about credit score ratings can be found in Nelson’s article. The range and scale of the scoring system is also discussed. The article provides links to other sources for additional information.

Bad Credit Repair

The article provides a warning about some credit repair companies, and lists tactics that should raise a red flag. A link is provided to the Federal Trade Commission and the Annual Credit Report website for more information about credit repair services.

To Read the Article Enter the Link Below:

http://consumer-rights.suite101.com/article.cfm/facts-abo...

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