New Book Explains How To Have a Life and Not Outlive Retirement Resources

June 10, 2010 - PRLog -- Pleasant Hill, Calif. —Today, there are 75,000 Americans older than age 100 and one-third of them still drive a car. For the approximately 10,000 baby boomers retiring every day throughout the next two decades, many of them will join those centenarian drivers.

But what lurks behind a lifetime of longevity is the fear that financial resources might be short-lived. In a new e-book, "Spending Your 401(k), How to Have a Life and Not Outlive Your Retirement Resources," retirement plan cost expert, Steve Butler, helps readers to understand where the money for retirement will come from and outlines a strategy to combat the ravages of inflation designed to meet retirement objectives successfully.

“Once you have crossed into retirement, you need to realize that ‘this is it.’ You have no more earned income and are depending on your investments to supplement Social Security,” says Butler. “A key to success is to keep your financial plan simple and avoid chasing the previous year’s best performing funds or something that sounds too good to be true.”

Butler explains the basics to readers delving into topics such as how to earn more interest and be comfortable with risk, when to tap the nest egg, which financial institutions can be trusted, how stocks and bonds work, how to get the most bang for the buck from social security and even how to prepare oneself emotionally for a happy retirement.

"Spending Your 401(k), How to Have a Life and Not Outlive Your Retirement Resources" can be downloaded for free at http://www.pensiondynamics.com/bookform2.php

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ABOUT PENSION DYNAMICS CORPORATION
Pension Dynamics has been designing, installing and administering qualified retirement and flexible benefit plans in the San Francisco Bay Area since 1980. The company’s president, Steve Butler is the author of two books on 401(k) plans, "The Decision-Maker’s Guide to 401(k) Plans" and a sequel, "401(k) Today."

Butler is the originator of the “Butler Index,” an index of total costs of 401(k) plans, which has been featured in the New York Times, the Wall Street Journal and Money magazine. He has testified at cost-related hearings at the Department of Labor and before the United States House of Representatives Committee on Education and Labor.