Those Struggling With Drug, Healthcare Costs Can Find Help

The cost to average Americans of prescription drugs has skyrocketed, with some prices increasing by almost 400%. Shockingly, over 10% of all healthcare related spending is on medications, and that percentage is increasing all the time.
By: Butch Zemar
 
 
April 6, 2010 - PRLog -- -- Darla Stewart and her husband take over ten medications between the two of them and the cost of those prescription drugs was crushing the Wisconsin couple. The Stewarts are not alone.

Over the past several years, the cost to average Americans of prescription drugs has skyrocketed, with some prices increasing by almost 400%. Shockingly, over 10% of all healthcare related spending is on medications, and that percentage is increasing all the time. Many people switch their drug providers constantly, trying to find the best pricing for their particular medications and still be assured of that medication’s safety and purity.

Butch Zemar believes there is a big problem with that approach and it’s that buyers are still including a middle man. “Our country’s largest provider of prescription medications purchases over one hundred different drugs from producers in India and other pharmacies across the world. The drugs are safe, they are pure and they are reliable. Unfortunately, they are also getting marked up to prices that push the limits of many people’s budgets. There are thousands of people that have to make a choice between eating and taking necessary medications. And they are deciding to risk their health by not taking the medications.”

Zemar, of Elite Benefits in Crestwood Illinois, doesn’t want to see anyone make that choice. He’s passionate about cutting out that middle man with an insurance product called CompleteCare. Darla Stewart believes it’s been a godsend for her family. “We are saving over $900 a month now.”

“For a fraction of the cost, the same exact drugs you’d buy at a large chain are shipped directly to you, relieving your family of a huge financial burden,” says Zemar. He recommends CompleteCare for seniors who don’t have a Medicare supplement, spouses who have never worked and don’t qualify for supplements, the self-employed and small business owners. Zemar can provide this benefit in over 40 states and says families see an average of 65% in savings.

For those self-employed and small business owners, Zemar says this provides other aspects of healthcare as well. “We are all becoming more and more aware that general good health is very much tied into good dental health. Well, this same product covers dental work with no waiting period and no annual maximum benefits.”

Need an eye exam, Lasik surgery or eyeglasses? “They don’t call it CompleteCare for nothing,” says Zemar.  “Even with traditional health insurance, you may not have coverage for these kinds of necessary healthcare services.”  

Zemar touts one benefit especially; being able to discuss a health issue on the phone with a licensed physician and get a prescription called into a local pharmacy for immediate pick-up. “Parents who have seen pink eye before and know what it looks like don’t have to drag their child into a doctor’s office for a prescription that they already knew they needed.”
Ohio resident Kim McClung didn’t need to be told twice. With a family of four, she saves over $400 on medications. “We get great dental care as well.”

“No matter on which side of the recent healthcare changes you fall, we all agree that affordable medications and good health care are key to quality of life in this country,” says Zemar. “I want to help people achieve that quality of life.”

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About Elite Benefits of America – Elite Benefits is a nationally recognized marketing and sales organization that recommends and provides intelligent solutions to the rising costs of health care insurance. By publishing articles, e-reports, e-books and CDs that offer comprehensive information on the continually changing health insurance industry. Butch Zemar, President of Elite Benefits has been presenting this valuable information to Chamber of Commerce and Chicago Area Community events.
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Tags:Health Insurance, Prescription Costs, Healthcare Reform, Dental Insurance
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Page Updated Last on: Jan 25, 2011
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