Bad Credit Cell Phone Solutions

Feb. 5, 2010 - PRLog -- Dealing with a bad credit cell phone history can be a big hassle when applying for a new cell phone line. More often than not, cell phone providers keep track of cell phone subscribers who have poor credit rating and those who fail to make timely payments. Sadly, these people can be denied outright of a cell phone line which can be embarrassing at some point.

If you are one of these people with bad credit cell phone record, there are some solutions that you can consider. You can either check out the different cell phone providers out there to see which one can offer you a good deal. In most cases, you will be asked to make an initial deposit prior to being granted with a cell phone service. You have to establish monthly automatic payments for the service and then you can use your deposit later on, say after a period of one year, for voice calls or other features. Your deposit will be added to your account. If you are lucky enough, you may even chance upon a promo that does not involve credit check, contracts or security deposit. All you have to do is to shop around and see what cell phone providers have to offer.

If you think that you are incapable of handling monthly statements or bills and you have a problem controlling your calls, then a prepaid cell phone plan is the most appropriate solution for you. This can reduce your risks of falling into bad credit again. Prepaid cell phone plans are good options but they do not offer the same flexibility and convenience of post paid plans. Still, if you are dealing with a bad credit cell phone record, this is the easiest and most probable option you can get. You can manage and budget your calls better if you are on a prepaid plan. Best of all, you do not have to worry about monthly bills and late payments.

Another solution that you can consider is a cell phone plan with a monthly cap on its account. Basically, the cap is based on how bad your credit record is. For instance, it could be around $300. Once you reach the cap, the service will automatically be stopped until such time that you pay for it.

These are just some of the bad credit cell phone solutions you can consider. There may be other alternatives if you inquire from various cell phone providers.

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