Free Credit Report And Score Site Explains The Difference Between A Good And Bad Credit Score

Jan. 20, 2010 - PRLog -- Adam Tijerina, a web developer based out of San Antonio, has announced new additions to Free Credit Report And Score website to educate consumers about good and bad credit scores, high and low FICO scores, and how to move up on the credit score range. The new additions can be found at http://www.free-credit-report-and-score.com

"The goal of these new articles is to give consumers information they need to know about improving their credit scores to improve their chances of lowering their interest rates on credit cards and other loans, refinancing their mortgage at a lower rate, lowering their insurance premiums, and landing a job in the financial services field," said Adam Tijerina.

"If you have a bad credit score due to errors in your credit report, it can be paying hundreds of dollars a month in higher interest charges then you need to be. Only by checking your three national bureau credit reports can you verify the accuracy of the information in your credit file."

"With your 3 credit reports and 3 credit scores in hand you can quickly see your creditworthiness and determine if you have a good or bad credit score."

The website features several articles about all three credit bureau scores and scoring formulas - Transunion, Equifax, and Experian. There are also resources to help consumers dispute and delete errors and negative information from their credit files to improve their credit scores. This can save consumers money with a lower APR rate and allow them to pay down their credit card debt faster or qualify for a low rate on a mortgage refinance.

For more information visit http://www.free-credit-report-and-score.com

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About Free Credit Report and Score: Offers several resources to help educate consumers about obtaining free credit reports and scores and improving their credit files to save money.