Lower Homeowners Insurance Costs by Staying Safe this Christmas

Dec. 4, 2009 - PRLog -- Chicago (InsuranceAgents.com) – Reviewing your homeowners insurance policy every so often is a good idea, it keeps you updated on the coverage you have and reminds you about the coverage that you don’t have. The holiday season is a good time for this review because the increased amounts of candles, lights and cooking that the season brings could increase your changes of filing a homeowners insurance claim.

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In a recent article posted by InsuranceAgents.com, “Use Home Insurance This Christmas To Thwart Burglars ,” they stated that Christmas Eve and Day were some of the top days of the year for house fires that are caused by candles. “Homeowners should consider the Christmas and general holiday season as a chance to update their home insurance policy. They should also include extra home insurance coverage to the policy, even if it’s just temporary, in case a Christmas disaster isn’t fully covered by the original policy,” states the article. Making sure kitchen stay attended too while things are cooking, avoiding candle usage near flammable objects and keeping extension cords out of the way and under loaded are all examples of precautions homeowners should use to keep their home safe this holiday season.

Instead of having to worry about all the insurance risks your home is facing, updating your home insurance policy will give you the peace of mind you need to spend quality time with your family.

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