Understanding Credit and Homeowners Insurance Quotes

Aug. 10, 2009 - PRLog -- Did you know that many of the insurance companies these days will run your credit report when giving you a premium for homeowners insurance? Thats why it is very imperative you know your credit score and how ways to improve it.  

Most people know that paying bills on time is very important to keep a good credit score, but understand that is 35% of your score not 100%. Your credit score also consists of length of credit history, amounts owed, new credit and types of credit used.

If you are applying for homeowners insurance, you might want to pay off any credit card balances first. Don't close or open new credit accounts before having your credit score issued. And finally be sure to get a copy of your credit report atleast annually to make sure that everything is accurate.

For more information on homeowners insurance and to find a local agent in your zip code visit InsureMyHouse.com at http://www.insuremyhouse.com/agent.html

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InsureMyHouse.com provides consumers with an online homeowners insurance agent directory sorted by state and zip code.