Scorto Scoring Systems — credit risk assessment for SME lending

June 3, 2009 - PRLog -- 20th of May. Scorto Corporation, an innovation leader in development and deployment of scoring and risk evaluation systems, announced a new release of Scorto™ Scoring Solution for SME (small and medium businesses, short- and medium-term loans up to EUR 1 mln).

Scorto™ Scoring Solution for SME allows borrowers’ creditworthiness assessment during the loan origination process as well as regular evaluations of credit portfolio during the loan’s entire life-cycle.

Scorto™ scoring solution for SME is a comprehensive credit application processing system with predefined methodology of SME credit risk assessment (Credit Risk Model for SME). It provides calculation of a number of ratings and generation of credit risk reports ensuring the most precise credit risk evaluation, decision strategy development and efficient credit portfolio management.

Functionality of the system allows performing expert comparison of calculated ratings as well as automatic comparison of ratings, interest rates and provisions.

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Scorto Corporation provides the best high-quality complete system Basel II compliant credit scoring solution in retail crediting, SME, auto and mortgage loans, as well as development, maintenance and support of the scorecard models.