MSHomeSolutions Offers Options To Stop Foreclosure Or Avoid Foreclosure In Hattiesburg Mississippi!

April 12, 2009 - PRLog -- If you're behind on your payments and facing a foreclosure, experts advise "ACT QUICKLY AND DON'T HESITATE ANOTHER MINUTE!" In Mississippi that's really sound advice because once a lender decides to foreclose on your property it only takes them about 30 days to take your home. By law they can do it in 21 days.  That doesn't leave you much time at all. So in Mississippi you must ACT NOW or your home will be foreclosed on quickly and that foreclosure will negatively affect your credit rating for 10 years!  Mortgage and credit experts say that, after bankruptcy, having a foreclosure on your credit report is the worst result and will reduce your credit score by over 250 points. You could also have to wait up to three years to qualify for a mortgage at a reasonable rate.

Life can be really challenging and there are many situations that cause good, hardworking families to go into foreclosure such as health problems, family death, rising mortgage payments, loss of job, divorce, medical bills to name a few. Prior to our current financial and credit crisis, the number one cause of foreclosures was health and medical problems.

Who We Are. http://www.mshomesolutions.com is a real estate investment and solutions company that specializes in working with families who are facing foreclosure. We work closely with homeowners like you to understand your situation and determine what options best fit your needs. We have experience and expertise solving difficult problems and we have helped many home owners who were in similar situations. In those cases where a homeowner wants to "SAVE MY HOME" and is financially capable we can work with the lender to negotiate an acceptable plan. In those cases where a homeowner is not financially capable of keeping their home or just wants to sell their home we can buy your home fast either outright or working with the lender to complete a short sale, take over the loan (even if there's no equity), make up back payments, or come up with some other creative solution, including possibly giving you equity back out of your home. We serve Hattiesburg and the surrounding areas of Forrest and Lamar counties including Petal, Oak Grove, Purvis, Sumrall and many other areas throughout Mississippi.

If you are in a difficult situation now and are falling behind on your mortgage payments, and need help you can complete our Home Questionnaire at http://www.mshomesolutions.com/sellyourhouse.cfm and we would be happy to let you know what your options are.  There's no obligation or cost.

Whether your house is going to be auctioned off in a few days, or you just received your first notice from your lender, it is important for you to consider all your options and rights. For your help and convenience we have provided a list of some of your options below.

For detailed information on all these options please read the complete article at  http://www.goarticles.com/cgi-bin/showa.cgi?C=1534395.

Reinstatement Plan.
Workout Plan.
Loan Modification.
Refinance.
Deed-In-Lieu Of Foreclosure.
Sell Your Home.
Short Sale.

Because it only takes a lender about 30 days to foreclose on your home in Mississippi, time is of absolute importance. You must ACT QUICKLY.

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MSHomeSolutions buys houses in Hattiesburg, Petal, Oak Grove, Purvis, Sumrall and throughout the Mississippi Pinebelt in Lamar and Forrest Counties and can often do so in 7 days or less. We can pay all cash, take over your mortgage payments or come up with a custom solution to suit your needs. We are also specialists in working with home owners in foreclosure. We can help you SAVE YOUR HOME from foreclosure or we can buy it even if there's no equity. For more information on how we can buy your house fast or help you avoid foreclosure, please visit our website at www.MSHomeSolutions.com or call 601-544-9400.