Perpetual Wealth, Inc. has Solutions in This Financially Challenging Time

March 27, 2009 - PRLog -- Today’s investor has a virtually unlimited number of choices, and knowing how to combine these options most effectively on your own can be a daunting task. Since the stock market crash of October 19, 1987, many investors have been utilizing Certificates of Deposit (CDs) as safe-money alternatives for money they can’t afford to risk. Offered by local banks and financial institutions, CDs are short-term, FDIC insured, interest-bearing vehicles. Their safety and simplicity are very appealing to more conservative-minded individuals, but they may lack other key features that today’s investors are seeking. An alternative that offers several of these desired characteristics is an option known as a fixed annuity.

Two secrets the bank does not want you to know.

Secret # 1
While interest gains from CDs are taxable on an annual basis, the interest gained within fixed annuities is tax-deferred, allowing you to maximize your overall return through “triple compounding.” This simply means you earn interest on (1) the money you initially contribute, (2) the interest that money earns, and (3) the money you would’ve paid in taxes had you been in a CD.

Secret #2
Money in CDs is generally only accessible, or liquid, for a few short days at the end of the CD’s term. Breaking the rules of your contract with the bank can result in forfeiture of all interest gained. Annuities, on the other hand, generally offer multiple ways to access your money, including penalty-free withdrawals and policy loans. This can be a very nice feature when something unexpected creates a need for a portion of your money.

If you would like a free consultation of what you are currently doing with your investments, call Kevin at (702) 889-6000.

Perpetual Wealth, Inc., a local Henderson, Nevada financial, business and estate planning firm, is a part of a groundbreaking network of financial advisor groups that will help you reevaluate your investment options and revolutionize the way you structure your financial future.  We will help you optimize not just your financial assets, but also assets in other essential areas of your life such as family, health, education and charitable contributions.

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Understanding that people in the past had sought out the professional that had the product for the need, often resulting in meeting with several different authorities, and receiving various advice/directions, Geoffrey Myers saw the need to provide one location in which individuals could find all of their financial solutions.
Perpetual Wealth was started in order to focus on properly educating the consumer on how to successfully structure their retirement plans. Many people simply save and hope for the best. Perpetual Wealth provides safe, proven, guaranteed, and forward thinking strategies to help create a secured financial future.
Perpetual Wealth Advisors possess the unique ability to convey complex strategies in a simple, easy to understand manner. They provide clients with tools, guidance, and expertise. As a result, clients will be well equipped to make educated, unbiased, profitable decisions for their financial future.