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Follow on Google News | 5 Tips to Avoid Holiday Debt From Canterbury Law GroupPersonal bankruptcy attorneys in Scottsdale help with smart spending over the upcoming holiday months.
By: Canterbury Law Group Here are 5 tips from Canterbury Law Group to help avoid holiday debt. 1. Eliminate credit card spending. Spending cash instead of using a credit card for your holiday purchases helps avoid debt. If you haven't started saving, put aside a set amount from each paycheck to finance holiday purchases. Oddly, when paying cash, most consumers tend to spend less money. 2. Know your budget. Set a spending limit and stick to it. Being disciplined will lead to safe spending. 3. Make a list. Similar to Santa, make a list and double check it. Don't feel like you have to splurge on everyone! People often appreciate simple and meaningful gifts or spending quality time together. 4. Use layaway programs. Layaway disappeared for a few years, but a lot of big box retailers are bringing it back for the holiday season. Starting months in advance means you can put a little towards holiday purchases every month. 5. Make online purchases first. The internet makes it easy to price compare and find valuable deals. It also makes it harder to make impulse purchases. Since most retailers have inventory on their websites, you can decide exactly what you want to buy before going to the mall. When purchasing online, be sure to consider shipping costs too. About Canterbury Law Group Canterbury Law Group, formerly Edwards & Cherney LLP, was founded in Phoenix, Arizona with dedication to providing clients legal counsel at the highest level possible. As authorities in the legal industry, the team at Canterbury Law Group was uniquely formed to provide legal advice for cases dealing with litigation, corporate law, family law, federal bankruptcy and real estate. The team's personal client attention, experience and sophistication allows for innovative resolutions that have a positive impact on clients. For more information, visit http://www.canterburylawgroup.com. End
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