Brookwood Loans Shares Tips for a Prosperous New Year

Brookwood Loans offers consumer’s financial holiday tips to avoid a stressful 2015.
By: PR Manager
 
Dec. 26, 2014 - PRLog -- Tis the season for company events, holiday soirees and family parties.  It’s no surprise that this season of giving is also the time of year that Americans do the most credit-card spending.  The National Retail Federation predicts that the average person will spend more than $804 on holiday-related purchases this year, up almost 5 percent from 2013. To avoid Scrooge showing up on your doorstep come January 1st, Brookwood Loans has created tips to help avoid stress with your seasonal financial obligations.

1.       Budget: The most crucial stage in organizing your holiday buying is to create a realistic budget centered on your financial obligations and cash flow. Your monthly income and expenses will guide your spending for the holiday season.  Also decide in advance how much you’d like to spend on each person’s gift and stick to it once you start shopping.

2.       Revise your list: A substantial way to reduce the cost of holiday gift giving is to exchange gifts with fewer people.  Discuss gift giving in advance with family and friends to eliminate any uncomfortable situations and, instead, suggest spending time together doing less costly things like decorating gingerbread houses, Christmas caroling or watching a favorite holiday movie.

3.       Online shopping:  Don’t forget to check the total price plus shipping and handling since hidden shipping costs often makes the gift much more expensive. Also spend time researching before making a purchase online.  When using google to look for a product, you can usually find the lowest price plus coupon codes and web deals for extra savings.

About Brookwood Loans

Brookwood Loans is a highly reputable and experienced internet-based consumer finance company with locations in twelve states including Alabama, Georgia, South Carolina, California, South Dakota, Utah, Missouri, New Mexico, Virginia, Illinois, Texas and Wisconsin. Brookwood Loans is a modern-day loan program designed for people who have fair-to-good credit and a stable income.  Brookwood Loans offers clients a simple, online application process with immediate loan results and same-day, fast cash options. No collateral is needed to secure a loan from Brookwood Loans.  For additional information including an application for Brookwood Loans, please visit www. brookwoodloans.com.

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Source:PR Manager
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Tags:Brookwood, Brookwood Loans, Brook Wood Loans, Brookwood Personal Loans, Brookwood Loans Usa
Industry:Banking, Business
Subject:Services
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