It is a software program with a mobile app. It is a real bank account with a real debit card designed for kids ages 8 and up.
You can select which chores for your child to do and set the reminders. When they complete a chore, they hit "Done" and you immediately get a notification that the chore is done and can chose "Pay". If you're not at home, they can take a picture of the completed chore as proof. You can also select how much they get paid based on grades and good behavior.
Your child can set goals (Xbox, a new bike, an American Girl Doll, etc....) and can visually see that they are reaching their goals. With our easy to understand reporting system, your child will learn financial responsibility starting at a young age.
You can feel secure about these features because all options are customizable. For example, you can use the app to pay allowance in the "learn mode" and when you feel your child is responsible enough, you can give them the VISA/MasterCard debit card attached to their Pocket Change account. You can monitor purchases and freedoms can be increased with increased responsibilities.
So the next time your child asks you for money, you can say "Great! Which chore would you like to do?". :)
Less Nagging = Happier Parents and Kids. :)
Visit the Pocket Change Crowdfunding Campaign at: https://www.indiegogo.com/