“The reason we offer both active and passive approaches is that it's absolutely critical that each investor have complete confidence in their investment guidance.” says CoPiloted CEO Jeremy De Bonet. “We’re allowing investors to pick the approach that best matches their sensibilities so that during the inevitable times of adversity, they will have confidence in their approach, and as a result of that confidence, will give it the opportunity to recover and thrive as it was designed to do.”
CoPiloted’s active approach is based on substantial academic research into algorithms that use tactical asset allocation to make investment decisions. As De Bonet notes “Research has shown that these types of approaches significantly outperform the market -- but only if faithfully followed and not overridden by investors' emotions. An active investor who faithfully follows this approach likely avoided most of the 2008 loss, and reentered the market in time to catch a good deal of the post-2008 rally.”
CoPiloted’s passive approach is based on the premise of constructing a "buy and hold" portfolio of broadly and appropriately diversified, low-fee index funds. “The merits of passive investing are it’s simplicity, so long as the investor has the fortitude to stick with his chosen approach during losses.” cites De Bonet. “An investor who followed a passive strategy through the 2008 crisis and stuck with it through the hard times has, over the past 5 years, recovered that loss.”
CoPiloted provides advice for DIY investors as well as management services for those investors who would prefer that CoPiloted execute the investment plan automatically within their existing accounts.
Both approaches are available immediately to CoPiloted clients and remain priced at a monthly fee of $10 per month, regardless of account size or approach selected.
Learn more at www.copiloted.com