Cheap Full Coverage Car Insurance for Military Members – Get Online Your Free Quotes and Discount

BROWNWOOD, Texas - April 9, 2014 - PRLog -- Military personnel get an added advantage when comes to buying car insurance due to this position. Many insurance companies give an added military car insurance discount to the armed forces and National Guard. Such companies appreciate the hard work and sacrifice that the people (both men and women) put in to serve our nation.

Most of these companies are owned by the government and only offer insurance covers to the military personnel. Members of the armed forces can save on the car insurance of their families as well as their own personal cars.

Many of the companies that offer military car insurance discount will also offer their clients accident forgiveness; which means that if you have a clean accident record for at least 5 years then your premium rate will be frozen i.e. to say it will not increase even in the case of a single accident.

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Military discounts are offered mainly in the United States of America to members of the armed forces and their families. With such insurance you can for fit all coverage apart from comprehensive cover should you be transferred overseas and wish you put your vehicle under storage. Do not cancel your policy in such a case.

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Such insurance policies are available in different forms;

·         Body injury liability which covers rehabilitation, medical bills, treatment, and burial costs should anyone be killed or hurt by your vehicle.

·         Property damage liability for payments to be made in case of replacement or repair of the vehicle insured. It also covers any other property damaged by you in the course of the accident.

·         Personal Injury liability covers for any medical expenses and a percentage of the wages lost to you during the time of hospitalization.

·         Towing and labour cover pays for times when the car gets spoilt regardless of it being involved in an accident or not.

Just like any other insurance there are factors that affect the amount of discount that an individual military personnel may get.

·         If you are under the age of 21 and have completed both driver courses and defense driver courses then you may be eligible for such discounts.

·         As with normal insurance policies if you have an anti theft device installed in your vehicle then you may qualify for an additional discount

·         For those personnel who are on active duty and wish to park their cars in the military base can get an additional discount of 15 percent.

·         Of course your designation, credit history and driving record play an important role in securing a discount

·         Better discount is offered to active members of the armed forces.

As an active member of the armed forces you may not have to look around for such insurance companies as these services are provided to you when you join the military. However for retired personnel to get a military car insurance quote they have the option of looking online for private firms or approaching the government recognized companies.