A Financial Fix with Ladera Lending

April 7, 2014 - PRLog -- Ladera Lending is committed to the best quality service for your family’s needs.  We offer mortgage loans, debt consolidation, refinancing, as well as a variety of other loans.  Our professional team uses state of the art technology.

Are you a first time buyer?  We offer VA loans and FHA loans, as well as others to help you on your way.  Are you a first time buyer who does not have a lot of money saved?  Our home representatives will help guide you toward various opportunities for down payment assistance with either county or city programs.

At Ladera Lending, we have professional mortgage bankers, who have a minimum of 5 years experience on the Bankrate team.  We also offer the lowest rates, a completely confidential business experience with no credit check, zero cost, zero obligation, and absolutely zero hassle.  Visit our website to view our current rates.  Whether you’re a new couple starting out in the world or a family in search of your first home, we look forward to working with you for all of your lending needs.

Ladera Lending opened in May 2011.  We are a mortgage bank that focuses on low rate lending.  In less than 2 years, we reached $1 billion in origination, also known as call ins for loans.  We are licensed in California, Colorado, Maryland, and Oregon.  Our specialty is in HARP loans (home affordable refinance program).  Company president, Robert Brown has worked as a mortgage banker for 15 years.  As a full service mortgage banking company, we have an in-house origination, processing, underwriting, documents, and funding department.

On average, your loan can be locked for 15 to 90 day periods.  The Ladera Lending process consists of refi reality or purchase possibilities, followed by the application, which can be done online, in person or on the phone, documentation and disclosures, submission, appraisal order, processing, underwriting, loan review, final loan docs and funding, and client for life, which we place our valued customers in our Rate Watch database to let you know the ideal time to refinance.  More information on this process can be located on our website, laderalending.com.

Visit our website at laderalending.com.  Simply fill out 3 main fields and receive quotes for 30, 20, and 15 year fixed rates, in addition to 3, 5, and 7 year ARM programs.  Then, choose the best rate and one of our experienced mortgage bankers will contact you to verify the information.  They will advise you accordingly.  The typical processing time will be 3 weeks, once you complete the documentation.